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Aug 17, 2010

Exclusive Mental Health Program with A- VIII Rated Carrier

HUNT VALLEY, MD (August 17, 2010) – All Risks, Ltd. announced the introduction of an exclusive insurance program designed to meet the evolving challenges of the mental health industry with Rockhill Insurance Company, an A- (Excellent) VIII Financial Strength Rating from A.M. Best.  The Mental Health Program specifically targets Outpatient Centers and Clinics for the following classes: Mental Health, Psychiatric, Mental Health Counseling, Alcoholism Treatment, Detoxification, Drug Addiction, Substance Abuse and many more mental health and substance abuse classes. Rockhill Insurance Company, with the support of their exclusive relationship with wholesale broker, All Risks, Ltd., will provide a turn-key insurance solution for mental health related exposures throughout the nation. 

Highlights of the new Mental Health program include:
• Low Minimum Premium
• General Liability and Professional Liability Policy Combinations
o General Liability Limits: $1 Million / $3 Million
o Professional Liability Limits: $1 Million / $3 Million
o Excess Layers up to $5 Million
• Sexual/Physical Abuse Coverage – Full Policy Limits
• Occurrence and Claims Made Available
• Defense Costs Outside the Limit
• Hired and Non-Owned Auto Available
• Additional Insured Wording
• Incident Sensitive Coverage Trigger
• Workers Compensation Available
• Separate PL and GL Towers

The program also includes a Risk Management platform designed to help their insureds effectively implement/maintain a secure risk management program.  The included services offer a web-based self assessment, access to a resource center with specific module downloads, quarterly newsletter specific to mental health and quarterly webinars with one hour nursing CE credit.  Additional services are also available.

Jim LaPlante, Senior Underwriter in the National Specialty Program Unit, will be underwriting and managing the mental health risks that fit into this program.  Jim has over 30 years of underwriting experience in the healthcare industry and is extremely well versed in addressing the insurance requirements specific to the mental health industry.

Chris Kelleher, All Risks Vice President – National Programs, stated, “Mental health facilities offer critical services to the communities they serve.  All Risks, Ltd. is pleased to be partnering with Rockhill to fill the complex insurance needs of firms in this industry.  We have both the experience on staff and the risk management tools in place to effectively service this niche and are prepared to help retail agents and brokers place coverage for their customers.”

“According to the National Institute of Mental Health, 1 in 4 adults suffer from a diagnosable mental disorder in a given year, with 6% suffering from a serious condition.  Mental Health conditions are the leading cause of disability in the United States and spending on Mental Health and Substance Abuse services exceeds $230 billion dollars annually.  Rockhill’s Mental Health Program will offer specialized coverage, specialized claim handling and specialized Risk Management services to this segment of the healthcare industry,” said Rob Jurgel, Rockhill Senior Vice President and head of Healthcare Underwriting.

To learn more about All Risks’ Mental Health Program or to send submissions, contact Jim LaPlante at 800.366.5810.

Jim LaPlante
Ext. 3071
.(JavaScript must be enabled to view this email address)
Submission Box: .(JavaScript must be enabled to view this email address)
Fax:  (410)828-8179 attn: Jim LaPlante

The National Specialty Programs unit, in the Hunt Valley, MD office of All Risks, specializes in Alarm Companies, Architects and Engineers, Auto Dealers, Fire Suppression & Sprinkler Contractors, Health and Fitness Clubs, Insurance Agents E&O, Janitorial Contractors, Marine/USL&H, Medical Facilities, Pest Control Operators, Private Investigation, REO/Force Placed, Remediation/Restoration Contractors, Security Guards and Storage Facilities on a nationwide basis.  Program descriptions, applications and brochures are available online at www.allrisks.com.  They are located at 10150 York Road, Fifth Floor, Hunt Valley, MD 21030. For additional questions contact Chris Kelleher, Vice President, National Programs at 410-828-5810, ext. 3573.

About All Risks, Ltd.:
All Risks, Ltd. based in Hunt Valley, Maryland, is a leading independent wholesale brokerage firm offering comprehensive insurance solutions with a full service platform of brokerage, contract binding, national programs, and personal lines products for retail agents and brokers.  The 46 year-old firm employs over 450 staff members in offices located in Maryland, Arizona, California, DC, Florida, Georgia, North Carolina, Pennsylvania, Virginia and Washington.

About Rockhill Insurance Company:
Rockhill Insurance Company is an Arizona-domiciled insurer authorized to write excess and surplus lines insurance in 50 states and has an A- (Excellent) VIII Financial Strength Rating from A.M. Best.  The company focuses on writing commercial property, wind exposed property, commercial earthquake, healthcare liability, environmental liability, professional liability, commercial umbrella and general liability coverage for small and medium-sized risks