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Aug 17, 2010

New Exclusive Home Health Program at All Risks, Ltd.

HUNT VALLEY, MD (August 17, 2010) – All Risks, Ltd. announced the introduction of an exclusive insurance program designed to meet the evolving challenges of the hospice and home health industry with Rockhill Insurance Company, an A- (Excellent) VIII Financial Strength Rating from A.M. Best.  The Home Health Program specifically targets Medical Home Care of the Elderly, Home Health Agencies, Home Health Care Agencies, Home Nursing Services, Visiting Nurse Associations, Nursing Agencies providing in home services, Hospice Care, Elderly Companions and many more home health classes. Rockhill Insurance Company, with the support of their exclusive relationship with wholesale broker, All Risks, Ltd., will provide a turn-key insurance solution for home health related exposures throughout the nation. 

Highlights of the new Home Health program include:
• Low Minimum Premium
• General Liability and Professional Liability Policy Combinations
o General Liability Limits: $1 Million / $3 Million
o Professional Liability Limits: $1 Million / $3 Million
o Excess Layers up to $5 Million
• Sexual/Physical Abuse Coverage – Full Policy Limits
• Occurrence and Claims Made Available
• Defense Costs Outside the Limit
• Hired and Non-Owned Auto Available
• Scheduled Additional Insured Wording
• Incident Sensitive Coverage Trigger
• Separate PL and GL Towers

The program also includes a Risk Management platform designed to help their insureds effectively implement/maintain a secure risk management program.  The included services offer a web-based self assessment, access to a resource center with specific module downloads, quarterly newsletter specific to home health and quarterly webinars with one hour nursing CE credit.  Additional services are also available.

Jim LaPlante, Senior Underwriter in the All Risks National Specialty Program Unit, will be underwriting and managing the hospice and home health risks that fit into this program.  Jim has over 30 years of underwriting experience in the healthcare industry and is extremely well versed in addressing the insurance requirements specific to the hospice and home health industry.

Chris Kelleher, All Risks Vice President - National Programs stated, “All Risks, Ltd. is uniquely positioned to serve this growing industry.  Along with national capabilities, we have the expertise on staff and the risk management tools in place to effectively serve the home healthcare industry.  In partnership with Rockhill, we have developed a program that meets the needs of the customers in this segment of the healthcare industry so they can focus on serving the needs of their patients.”

“There are currently over 37 million seniors aged 65 years or older in the United States.  It is estimated that this senior population will be over 77 million by 2035, and over 88 million by 2050.  Of these seniors, 80% prefer to age in place at home rather than move to a healthcare facility.  Rockhill’s Home Health Program will offer specialized coverage, specialized claim handling and specialized Risk Management services to the 17,000 companies in this growing segment of the healthcare industry,” said Rob Jurgel, Rockhill Senior Vice President and head of Healthcare Underwriting.

To learn more about All Risks’ Home Health Program or to send submissions, contact Jim LaPlante at 800.366.5810.

Jim LaPlante
Ext. 3071
.(JavaScript must be enabled to view this email address)
Submission Box: .(JavaScript must be enabled to view this email address)
Fax:  (410)828-8179 attn: Jim LaPlante

The National Specialty Programs unit, in the Hunt Valley, MD office of All Risks, specializes in Alarm Companies, Architects and Engineers, Auto Dealers, Fire Suppression & Sprinkler Contractors, Health and Fitness Clubs, Insurance Agents E&O, Janitorial Contractors, Marine/USL&H, Medical Facilities, Pest Control Operators, Private Investigation, REO/Force Placed, Remediation/Restoration Contractors, Security Guards and Storage Facilities on a nationwide basis.  Program descriptions, applications and brochures are available online at www.allrisks.com.  They are located at 10150 York Road, Fifth Floor, Hunt Valley, MD 21030. For additional questions contact Chris Kelleher, Vice President, National Programs at 410-828-5810, ext. 3573.

About All Risk, Ltd.:
All Risks, Ltd. based in Hunt Valley, Maryland, is a leading independent wholesale brokerage firm offering comprehensive insurance solutions with a full service platform of brokerage, contract binding, national programs, and personal lines products for retail agents and brokers.  The 46 year-old firm employs over 450 staff members in offices located in Maryland, Arizona, California, DC, Florida, Georgia, North Carolina, Pennsylvania, Virginia and Washington.

About Rockhill Insurance Company:
Rockhill Insurance Company is an Arizona-domiciled insurer authorized to write excess and surplus lines insurance in 50 states and has an A- (Excellent) VIII Financial Strength Rating from A.M. Best.  The company focuses on writing commercial property, wind exposed property, commercial earthquake, healthcare liability, environmental liability, professional liability, commercial umbrella and general liability coverage for small and medium-sized risks.