Garage, Auto Services, Dealership Insurance

Specialty Programs, Workers’ Comp, and Binding

New and used car dealers have much more to worry about than meeting quarterly sales quotas. Garages and dealers whose operations include the sale and service of automobiles and motorcycles are subject to numerous risks. Auto collisions during test drives, injuries to drivers and physical damage to inventory caused by vandalism, fire or weather all contribute to garage liability. All Risks, Ltd.offers an array of garage, auto services, and dealership insurance solutions written through multiple “A” rated carriers. Our insurance solutions reward garage operations with favorable loss experience. Contact an All Risks garage, auto services, and dealership insurance specialist today to learn more about our insurance solutions!

Target Classes

  • Non-Franchised Used Car
  • Dealers
  • Commercial Vehicle Dealers
  • Auto Wholesalers
  • Service or Repair Operations
    • Auto and light truck repair
    • Auto body shops
    • Brake shops
    • Radiator/transmission shops
    • Heavy truck repair
    • Valet services
    • Car washes
    • Mobile detailers

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact an All Risks Specialist.

Submission Requirements

  • ACORD form
  • Supplemental application will vary by risk
  • 3-5 year loss runs

Find an Application

Find a Specialist
Submit a Risk
  • Liability Limits to $1 million
  • Premises, Operations and Products
  • Medical Payments
  • Uninsured/Underinsured Motorists
  • Non-Owned Auto Liability
  • Dealers Physical Damage
  • Garagekeepers
  • Brokerage, binding and program capability
  • A.M. Best “A-” or better markets
  • Admitted and non-admitted carriers
  • Available nationwide
  • Monoline and package available

 

Need Help Right Now?

Complete the short form and an All Risks associate will contact you, or call 800-366-5810.

Press Release-Exclusive Dealer Carrier

All Risks offers exclusive A.M. Best A+ rated carrier for non-franchised auto dealers.

Collaborative Teams

Learn how we match our in-house resources to your business objectives.

 
Problem Solvers

Matt Nichols, President, explains how we add value to retail agent partners.

Promise to Our Partners

Our business is conducted as a three-way partnership; serving as the intermediary between our clients—retail insurance brokers who allow us to find the proper markets for their insureds and our carriers—the strategic partners that insure the risks that we place. We carefully select our retail broker partners and focus our resources where our abilities and interests best match.

We commit to our carriers that we will always provide all of the pertinent information that we have regarding any risk being submitted to them. We will never be guilty of failing to furnish information that is germane to underwriting a risk, simply because the underwriter did not ask us the right question.