Industry Specialties: Architect & Engineer Insurance

Learn more about our coverage options
Select from our breadth of industry specialties below to see coverage details.

Architect & Engineer Insurance

All Risks provides architect and engineer insurance programs to small, medium and large sized firms (mechanical, civil, electrical, mechanical) with A.M. Best "A" XIV (Excellent) rated admitted carriers and "A" XV rated non-admitted carriers that have been providing professional liability for A&E's since 2002.

Highlights

  • A.M. Best "A" XIV (Excellent) Rated Admitted Carrier Providing Professional Liability to A&E's since 2002
  • A.M. Best "A" XV Rated Non Admitted Carrier
  • Minimum Premium $1,400
  • No Billing/ Revenue Limitations 
  • Pre-claims/ Risk Management Assistance
  • Expert claims personnel dedicated to A&E Program "800" Hotline

States Available

AL, AZ, AR, CA, CO, DE, DC, FL, GA, ID, IL, IN, IA, KY, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WV, WI, WY

Targeted Classes

  • Architects - Landscape & Golf Courses
  • Engineers - Civil, Electrical, Mechanical, Structural
  • Interior Design
  • Non Licensed - Kitchen Designers, Lighting Designers, Specification Writers & Cost Estimators
  • Surveyors

Coverage Available

  • No pollution exclusion within policy form
  • Contractors Pollution Liability and Technology coverage available
  • First Dollar Defense option
  • Specific project excess limits available
  • ADA, FHA, OSHA legal expense reimbursement
  • Worldwide coverage
  • Innocent insured protection
  • Installment plans for qualified firms
  • Choice of counsel option*
  • $5M limits (Higher available to
    qualified firms)*
  • Reduced deductible if claims are settled in mediation
  • Firms with billings up to $15M*
  • Automatic Renewals available to qualified firms*
  • Expanded underwriting guidelines to include additional classes*
  • Defense Costs “Outside the Limits” option

*Program Enhancements

Submission Requirements

  • Completed A&E Professional Liability Application for New Business or Renewal
  • 5+ years currently valued loss runs
  • Acceptance of Competitor's Application