Industry Specialties: Mental Health and Substance Abuse

Industry Specialties: Mental Health and Substance Abuse

Learn more about our coverage options
Select from our breadth of industry specialties below to see coverage details.

View Details For:

Mental Health and Substance Abuse

All Risks has a non-admitted program targeting Mental Health and Substance Abuse.

Highlights	General Liability (GL) and Professional Liability (PL) Limits up to $25,000,000 (Limits apply separately to GL and/or PL) Flexible Retention Levels Prior Acts Coverage Pure Claims Made Form Broader than other forms that require a claim to be made and reported during the policy term Dual Aggregates - $1,000,000 / $3,000,000 for GL; $1,000,000 / $3,000,000 for PL for a total of $6,000,000 in Aggregate Protection Broad Sexual / Physical Abuse Entity Coverage Defense and Indemnity Coverage for the Insured Entity Settlements and Defense costs covered for Individual (Defense costs covered until the individual is legally determined to be at fault.) Defense Costs Outside the Policy Limits
States Available	Nationwide
Targeted Classes	Mental Health Organizations Alcohol and Substance Abuse Rehab and Methadone Clinics Counseling Centers Psychiatric Hospitals
Coverage Available	GL / PL - Claims Made/Reported or Occurrence Physical / Sexual Abuse Liability
Submission Requirements	Completed and Signed Application Current/Historical Exposure Data Target Pricing or Expiring Premium