Industry Specialties: Mental Health and Substance Abuse

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Select from our breadth of industry specialties below to see coverage details.

Mental Health and Substance Abuse

National Specialty Programs has a non-admitted program targeting Mental Health and Substance Abuse.

Highlights

  • Low Minimum Premium
  • General Liability (GL)/Professional Liability (PL) Policy Combination
  • Separate GL & PL Limits
  • GL Limits: $1,000,000/$3,000,000
  • PL Limits: $1,000,000/$3,000,000
  • Excess Layers Available up to $5,000,000
  • Auto (Hired and Non-Owned) Available
  • Workers' Compensation Available
  • Claims Made and Occurrence Available
  • Sexual/Physical Abuse - Full Policy Limits
  • Incident Sensitive Coverage Trigger

States Available

Nationwide

Targeted Classes

Mental Health Target Classes:

  • Mental Health Centers and Clinics, Outpatient
  • Psychiatric Centers and Clinics, Outpatient
  • Counseling Centers

 

Substance Abuse Target Classes:

  • Alcoholism Treatment Centers and Clinics, Outpatient
  • Detoxification Centers and Clinics, Outpatient
  • Drug Addiction Treatment Centers and Clinics, Outpatient
  • Substance Abuse Centers and Clinics, Outpatient

Coverage Available

  • GL/PL Policy Combination
  • Separate GL and PL Limits
  • Sexual/Physical Abuse Coverage - Full Policy Limits
  • Auto (Hired and Non-Owned)
  • Additional Insured Wording
  • Defense Costs Outside the Limit
  • Claims Made and Occurrence
  • Workers' Compensation
  • Incident Sensitive Coverage Trigger

Submission Requirements