Privacy Policy

We are committed to protecting the privacy of our Internet visitors. In the course of providing you products and/or services we need to collect and maintain certain information about you. This Privacy Policy has been created to explain how we will use information we gather as well as safeguards we have in place to ensure that information gathered is used in the normal course of business and as permitted by law.

Data We Collect

We collect information about you from a number of different sources:

  • Information voluntarily provided by you on forms and applications both through our website and in other formats as needed.
  • We collect information about your transactions with us as well as affiliated companies.
  • We may, based on the specific situation, collect data about you from third parties such as credit reporting agencies as well as other third party data suppliers.

Cookies

‘Cookies’ are an industry accepted method to identify you and your session to our website. A ‘cookie’ is a file that a website can add to your hard drive in order to collect information about your activities and to allow you to do business online. They do not contain confidential or personal information and are generally only readable by the website’s computer. ‘Cookies’ do not read any other information contained on your hard drive and do not track your activities once you leave the site.

You should consult your browser’s Help feature for more information on how to turn cookies on/off. Please note that our site may not operate properly if you choose to not accept cookies.

Logging of Information

We routinely collect information about our website users. This information may contain user id information as well as pages visited and information accessed. In the course of monitoring security we may also identify attempts at unauthorized access, virus detection and software that may harm our network. Any information gathered from our monitoring will be used to manage our website and will not be released to external parties unless we are legally required to do so.

We routinely store and keep email and email address information you send us. Please note that we cannot guarantee that unauthorized parties will not intercept any information you provide us when you transmit the data over the Internet.

How We Protect the Data We Collect

All information we collect about you is securely stored within our database. All Risks Ltd strives to secure visitor information in such a manner that third parties cannot access this information. While great care is taken to prevent third party access, All Risks Ltd cannot be held responsible if information that is obtained illegally by third parties.

We restrict access to non-public personal information about you to those employees that need to know in order to provide you with the products and/or services you have requested.

We will never sell your information. However, in the normal course of providing products and/or services to you, we may share your voluntary information, as well as information gathered through outside sources, to third parties that will help us provide the products and/or services you require. These parties are contractually bound not to share your information. Since we do not sell your information and only share it in the normal course of business there is no need to ‘opt-out’ from this process.

We may be required to provide information we have gathered in response to court orders, subpoenas or legal process if required to do so as well as in the event that any usage of our site by you results in violation of the law or our terms of use.

Links To Other Sites

Our site may contain links to other websites. We do not control the privacy policies and capabilities of external websites. You should review that site’s privacy policy before you provide any personal information.

Updates

We reserve the right to update our privacy policy at any time. We encourage you to periodically refer to our privacy policy so that you are aware of our most current policy.