Mental Health and Substance Abuse
National Specialty Programs has a non-admitted program targeting Mental Health and Substance Abuse.
Highlights
- Low Minimum Premium
- General Liability (GL)/Professional Liability (PL) Policy Combination
- Separate GL & PL Limits
- GL Limits: $1,000,000/$3,000,000
- PL Limits: $1,000,000/$3,000,000
- Excess Layers Available up to $5,000,000
- Auto (Hired and Non-Owned) Available
- Workers' Compensation Available
- Claims Made and Occurrence Available
- Sexual/Physical Abuse - Full Policy Limits
- Incident Sensitive Coverage Trigger
States Available
- Nationwide
Targeted Classes
Mental Health Target Classes:
- Mental Health Centers and Clinics, Outpatient
- Psychiatric Centers and Clinics, Outpatient
- Counseling Centers
Substance Abuse Target Classes:
- Alcoholism Treatment Centers and Clinics, Outpatient
- Detoxification Centers and Clinics, Outpatient
- Drug Addiction Treatment Centers and Clinics, Outpatient
- Substance Abuse Centers and Clinics, Outpatient
Submission Requirements
- Mental Health Application
- Five years Loss Runs
Coverage Areas
- GL/PL Policy Combination
- Separate GL and PL Limits
- Sexual/Physical Abuse Coverage - Full Policy Limits
- Auto (Hired and Non-Owned)
- Additional Insured Wording
- Defense Costs Outside the Limit
- Claims Made and Occurrence
- Workers' Compensation
- Incident Sensitive Coverage Trigger
