Products: Specialty Programs

Highlights

WC

• Multiple "A" or Better Rated Carriers
• $10,000 Minimum Premium
• Competitive Commisison
• Guarantee Cost or Loss Sensitive Programs Available

 

Package

• Abuse & Molestation coverage
• Blanket Additional Insured endorsements available
• Blanket Waiver of Subrogation
• Blanket Primary & Non-Contributory endorsement available
• Care, Custody & Control (up to policy limits)
• Contractual Liability
• Polices are not Audited
• Umbrella with the option to include Professional Liability
• Client Specific Excess Policies available
• Worldwide coverage

States Available

• Nationwide

Targeted Classes

WC

• Clerical / Professional
• Manufacturers
• Light Industrial
• Construction
• Hospitality
• Healthcare

 

Package

• Temporary Staffing Firms
• Direct Hire
• PEO/ASO Risks
• **New Ventures accepted**

Excluded Classes

WC

• PEO's
• Employee Leasing

Submission Requirements

WC

• Workers' Compensation ACORD Application
• Temp Staff WC Supplemental Application
• Five Years Currently Valued Loss Runs and Payroll History
• Current Experience Rating Worksheet
• Last 4 Quarter 941's
• Information on Safety Program
• Financials

 

Package

• Temp Staffing Liability Application
• Alternative Staffing General Liability Application
• Crime Application
• Temp Staffing Auto Questionnaire
• Fully completed and signed ACORD forms
• Five Years Currently Valued Loss Runs
• Website address of the insured

Coverage Areas

WC

• Workers' Compensation

 

Package

• General Liability
• Professional Liability
• Employment Practices Liability
• Employee Benefits Liability
• Stop Gap Liability
• Umbrella/Excess Liability (in-house binding authority up to $10M - Higher Limits Available)
• Crime (including 3rd party)
• Property
• Inland Marine
• Commercial Auto