Public, Private, Parochial Schools, and Day Care – Voluntary & Mandatory

National Specialty Programs

Students spend the better part of their day in school between classes, sports, and other school-sponsored activities. Accidents and injuries on the field, on the bus or during field trips are common occurrences. K-12 Student Accident insurance protects educational institutions from expensive lawsuits and liability claims. ALIVE RISK, a division of All Risks, Ltd, designs comprehensive K-12 Student Accident insurance for public, private and parochial schools. Schools may choose from a pre-determined benefit schedule or a customized plan. Contact our K-12 Student Accident Insurance specialists today to learn more about our solutions!

Program Highlights

  • Choose affordable plans
  • National coverage
  • 24-hour coverage
  • Travel to and from events in school-sponsored vehicle

 

States

  • Nationwide
Submit a Risk
  • Public and private schools K-12
  • Charter, boarding and religious affiliated schools
  • Day Care
  • 24-Hour
    • 24-hour, 7 days a week coverage with benefits payable up to 12 months from injury date
    • School-sponsored and supervised activities and sports, excluding senior high interscholastic (grades 10-12) football
    • Travel to and from school-sponsored activities while in a vehicle furnished by the school
    • Premium:
      • Standard with Extended Dental Plan – $64
      • Standard Plan – $59
      • Economy with Extended Dental Plan – $46
      • Economy Plan – $37
      • Budget with Extended Dental Plan – $27
      • Budget Plan – $20

     

    Enroll today in our Voluntary Parent Purchase Coverage >

  • School Time
    • School term on school premises while school is in session and during school- sponsored and supervised activities on and off premises
    • Participation in interscholastic sports, excluding any participation in senior high interscholastic football, grades 10-12; 9th-grade football is included.
    • Summer recreation activities sponsored and supervised by the school
    • Travel to and from school-sponsored activities while in a vehicle furnished by the school
    • Premium:
      • Standard Plan – $36
      • Economy Plan – $28
      • Budget Plan – $13

     

    Enroll today in our Voluntary Parent Purchase Coverage >

  • Football
    • Practice and participation in senior high interscholastic tackle football fall and spring sessions
    • All other sports and school-time sponsored and supervised activities as described in the School-Time Plan
    • Travel to and from school-sponsored activities while in a vehicle furnished by the school
    • Premium:
      • Standard Plan – $143
      • Economy Plan – $99
      • Budget Plan – $49

     

    Enroll today in our Voluntary Parent Purchase Coverage >

  • Spring Football
    • Spring football training
    • Travel to and from school-sponsored activities while in a vehicle furnished by the school
    • New players participating in spring training who have not purchased the football option
    • Premium:
      • Standard Plan – $57
      • Economy Plan – $39
      • Budget Plan – $20

     

    Enroll today in our Voluntary Parent Purchase Coverage >

  • 3-5 years of premium/loss history
  • Copy of current policy
  • Student Accident Application

Need Help Right Now?

Complete the short form and an All Risks associate will contact you, or call 800-366-5810.

Specialty Program Guide

Use this handy resource to review our custom program solutions.

All Risks acquires American Management Advisors, Inc.

We're expanding our team of experts to provide comprehensive accident coverage for students, participants and volunteers.

Risk Control Portal

Help your clients develop employee best practices with over 1000 risk management and safety education resources and reference tools.

Promise to Our Partners

Our business is conducted as a three-way partnership; serving as the intermediary between our clients—retail insurance brokers who allow us to find the proper markets for their insureds and our carriers—the strategic partners that insure the risks that we place. We carefully select our retail broker partners and focus our resources where our abilities and interests best match.

We commit to our carriers that we will always provide all of the pertinent information that we have regarding any risk being submitted to them. We will never be guilty of failing to furnish information that is germane to underwriting a risk, simply because the underwriter did not ask us the right question.

 

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