Trauma Surgeons, General Surgeons and Critical/Acute Care Surgeons

National Specialty Programs

One of the most challenging and intense careers in the medical field is trauma surgery, which involves immediate intervention and treatment of severe, impact-related injuries that are often life threatening. They work with very unpredictable scenarios, and need to act fast and make quick decisions under pressure to save lives. This exposes trauma surgeons to considerable risk in the form of professional liability.

Safeguard your clients’ careers and financial futures with All Risks’ Medical Professional Liability Insurance for Trauma Surgeons. Contact us today to learn more about our highly competitive program.

Highlights

  • Trauma surgeons, including general, critical and acute care
  • Group sizes up to 20 surgeons
  • Carrier is top 5 nationwide writer of medical malpractice, with strong financials and business history of over a century
  • Product flexibility (standard and hard-to place surgeons, admitted and surplus lines)
  • Limit of liability up to $1M/$3M per provider; matching separate limits for the entity (higher limits available if required by contractual obligation)
  • Ability to offer a multi-year policy
  • $5M Excess cap across all Physicians that are shared limits
  • Ability to write Workers’ Comp, Property, D&O, Cyber, General Liability and other optional coverages
  • Defense outside limits
  • Expert Risk Control and Claims Handling
  • CME (Continuing Medical Education) credits available

States

  • Available in all states except Massachusetts and New York

Submit a Risk
    • Professional Liability
    • Limit of Liability: $1M/3M per provider; matching separate limits for the entity (higher limits available if required by contractual obligation)
    • Ability to offer a multi-year policy
    • Death, Disability and Retirement (DD&R) upon 5-year vesting period and at age 55, or at full 10-year vesting period
    • $5M Excess cap across all physicians that are shared limits
    • Ability to write Workers’ Comp, Property, D&O, Cyber, and General Liability
    • Coverage form is an incident trigger
    • Defense outside limits
    • Optional coverages include Privacy & Network Security Risk Endorsement and Billing Disputes
    • Coverage of disciplinary proceedings up to $25,000; HIPAA proceedings up to $10,000 per insured, or $50,000 per policy
  • General surgeons
  • Trauma surgeons
  • Critical and acute care surgeons
  • Group sizes up to 20

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact an All Risks specialist.

  • Current All Risks or competitor’s application
  • 10 years currently valued loss information
  • CV, Medical License and DEA License

Need Help Right Now?

Complete the short form and an All Risks associate will contact you, or call 800-366-5810.

Press Release-New Medical Professional Liability Program

Industry Veteran Carolyn Verde to Lead New Program for Trauma Surgeons.

Specialty Program Guide

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Risk Control Portal

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Promise to Our Partners

Our business is conducted as a three-way partnership; serving as the intermediary between our clients—retail insurance brokers who allow us to find the proper markets for their insureds and our carriers—the strategic partners that insure the risks that we place. We carefully select our retail broker partners and focus our resources where our abilities and interests best match.

We commit to our carriers that we will always provide all of the pertinent information that we have regarding any risk being submitted to them. We will never be guilty of failing to furnish information that is germane to underwriting a risk, simply because the underwriter did not ask us the right question.