Race Teams, Event, Facilities

National Specialty Programs

The need for speed drives the motorsports industry, but fast cars and quick turns can lead to costly accidents. ALIVE RISK, a division of All Risks, Ltd, provides motorsports insurance to protect race teams, sponsors, associations and facilities. Our team of motorsports insurance industry experts and A.M. Best “A+” XV rated carrier will steer you toward the most comprehensive coverage. Contact us today to learn more about our insurance options.

Program Highlights

  • Available nationwide
  • Workers’ Compensation for teams with owned aircraft
  • Expanded coverage territory for teams traveling abroad
  • Excess limits up to $25M
  • Off track & storage programs custom designed for group associations
  • Low minimum premiums for small race teams
  • Agreed amount basis
  • Flood and earthquake coverage included for racing equipment (some restrictions apply)
  • Expediting & rental expense coverage included
  • No coinsurance
  • Business income & extra expense included



  • Nationwide
Submit a Risk
  • Race teams
  • Sponsors
  • Racing associations
  • Racing facilities
  • Racing events
  • General Liability
    • Products Liability
    • Worldwide Liability
    • Drivers and sponsors as AI
    • Expanded GL
  • Owners & Sponsors Liability
    • Drivers & sponsors included as additional insureds
    • Spectator Liability
    • Participant Legal Liability
    • Separate policy limits for Owners & Sponsors Liability and race team operations
    • Worldwide liability
    • Tuning & testing included
  • Participant Accident
  • Primary liability for tuning & testing
  • Corporate sponsors liability
  • Additional Coverage
    • Building & Business Personal Property
    • Business Auto
    • Broadened Property coverage
    • Business Income & Extra Expense
    • Crime
    • EDP
    • Workers’ Compensation
    • Broadened Auto coverage
  • ACORD form
  • ALIVE RISK motorsports supplemental applications
  • General questionnaire
  • Off-track & storage
  • Owners & sponsors liability
  • 3 years loss runs

Solutions for All Risks

We help you find the right markets with our specialty programs, brokerage, and binding capabilities.

Specialty Program Guide

Use this handy resource to review our custom program solutions.

ALIVE RISK Expands Motorsports Program

Explore the coverage solutions designed exclusively for racing facilities, events, teams and sponsors through Allianz Global Corporate & Specialty (AGCS), an A.M. Best “A+” XV rated carrier.

Risk Control Portal

Help your clients develop employee best practices with over 1000 risk management and safety education resources and reference tools.

Promise to Our Partners

Our business is conducted as a three-way partnership; serving as the intermediary between our clients—retail insurance brokers who allow us to find the proper markets for their insureds and our carriers—the strategic partners that insure the risks that we place. We carefully select our retail broker partners and focus our resources where our abilities and interests best match.

We commit to our carriers that we will always provide all of the pertinent information that we have regarding any risk being submitted to them. We will never be guilty of failing to furnish information that is germane to underwriting a risk, simply because the underwriter did not ask us the right question.


Industry Associations