Workers’ Compensation & Package Coverage

National Specialty Programs

Staffing agencies provide skilled workers for employers. Through research and careful screening, the goal is to put the right people in the right jobs at the right time. Finding and retaining skilled workers in various industries is not an easy task. All Risks understands the unique staffing agency insurance risks facing the industry. We are the ideal candidate to underwrite your staffing agency insurance for Workers’ Compensation and Package products. Contact us today to learn more about our insurance solutions.

Program Highlights

Workers’ Comp
  • A rated carriers
  • $5,000 minimum premium
  • Competitive commission
  • Guarantee cost and loss sensitive programs available
  • No experience modifier restrictions
  • Industry-tailored loss control services by RRI
  • Aggressive claims handling and quarterly claims review
  • Pay-as-you-go billing
  • Alternative WC solutions available
Package
  • Blanket Additional Insured Endorsements available
  • Blanket Waiver of Subrogation
  • Blanket Primary & Non-Contributory Additional Insured Endorsement available
  • Care, Custody & Control Carve Back
  • Policies are not audited
  • Umbrella includes Professional Liability
  • Client-specific higher limits available
  • Worldwide coverage
  • HR Risk Management Hotline – Include with Policy

 

States

  • Nationwide
Submit a Risk

Workers’ Comp

  • Clerical
  • Professional/technical
  • Hospitality
  • Skilled trades
  • Medical staffing
  • Transportation
  • Broad class code appetite

Package

  • Temporary/temp-to-hire staffing firms
  • Administrative Services Organization (ASO)
  • Human resource consulting service
  • Direct hire, personnel placement services and consulting
  • Professional Employer Organization (PEO)
  • Vendor Management Service (VMS)
  • New ventures accepted (start ups with under three years experience will be considered)

Workers’ Compensation

Package

  • General Liability
  • Professional Liability
  • Employment Practices Liability
  • Abuse & Molestation Liability
  • Hired and Non-Owned Auto Liability
  • Employee Benefits Liability
  • Stop-Gap Liability
  • Umbrella/Excess Liability – limits up to $10 Million; higher limits may be available
  • Property
  • Crime
  • Workers’ Compensation ACORD form
  • Staffing Program WC Supplemental Application
  • Five years currently valued loss runs and payroll history
  • Current experience rating worksheet
  • Last 4 quarter 941s
  • Information on safety program
  • Financials
  • Restricted WC codes
  • Excluded class code justification form

Package Submission Requirements

  • Crime Application
  • Staffing Liability Supplemental Application
  • Fully completed and signed ACORD form
  • 5 years currently valued loss runs
  • Website address of the insured
HR Risk Management

Save your clients thousands of dollars on attorney fees. Explore the benefits of HR risk management and employment law advice. Complete the form for access to the All Risks Helpline Portal.

Specialty Program Guide

Use this handy resource to review our custom program solutions.

Risk Control Portal

Help your clients develop employee best practices with over 1000 risk management and safety education resources and reference tools.

Promise to Our Partners

Our business is conducted as a three-way partnership; serving as the intermediary between our clients—retail insurance brokers who allow us to find the proper markets for their insureds and our carriers—the strategic partners that insure the risks that we place. We carefully select our retail broker partners and focus our resources where our abilities and interests best match.

We commit to our carriers that we will always provide all of the pertinent information that we have regarding any risk being submitted to them. We will never be guilty of failing to furnish information that is germane to underwriting a risk, simply because the underwriter did not ask us the right question.

 

Industry Associations

Georgia Staffing Association
Florida Staffing Association
New Jersey Staffing Association
NAPEO