Accident and Health Insurance

Coverage for students, participants, coaches, volunteers & more…

Financial burdens, including emergency treatments, hospital stays, medical tests and loss of income are alleviated with Accident and Health insurance. All Risks offers direct access to a number of Accident and Health insurance markets with unique programs for Accident Medical insurance for students, participants, coaches, chaperones, and volunteers as well as insurance for businesses including Medical Stop Loss, Minimum Essential Coverage, and Occupational Accident/Contingent Liability coverage. Contact an All Risks Accident and Health insurance specialist today to learn more about our coverage solutions!

Target Classes

  • Behavioral healthcare
  • Camps and clinics*
  • Colleges/Universities*
  • Consulting
  • Courier/Delivery
  • Home care services
  • Individual students*
  • Landscaping
  • Office-related services
  • Oil/Gas
  • Professional services
  • School districts*
  • Special events*
  • Sports organizations*
  • Technology
  • Trucking

*Offered through Alive Risk, a division of All Risks. More solutions are also available, contact us to learn more.

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact an All Risks Specialist.

Submission Requirements

  • ACORD form
  • Supplemental Application will vary by risk
  • 3-5 year loss runs

Find an Application

Submit a Risk
  • Brokerage, bindng and program capability
  • 48-hour turnaround with full submissions
  • Nationwide access
  • P&C and WC options may be available
  • Behavioral Health Provider – $450k
  • Home Health Provider –  $275k
  • Courier – $195k
  • Package Delivery – $65k
  • General Freight Hauler – $40k
  • Auto Hauler – $30k
  • General Freight Hauler – $25k
  • Fuel Hauler – $21k
  • Sand and Gravel Hauler – $20k
  • General Freight Hauler – $11k

Need Help Right Now?

Complete the short form and a Ryan Specialty Group associate will contact you, or call 800-366-5810.

Technology – Connecting People in Just a Click

Success Story: All Risks provides Occupational Accident, Contingent Liability, Professional Liability and Cyber Liability for an up-and-coming technology platform that connects landscapers to property owners.

On-demand Coverage for On-demand Deliveries

Success Story: All Risks provides Occupational Accident and Contingent Liability for fast-growing courier service with 500 drivers.

Success Story – Protection for a Home Healthcare Independent Contractor

We recently provided Occupational Accident and Contingent Liability for an In-Home Non-Medical Support Services agency who was in search of on-the-job protection for their independent contractors.

Ryan Specialty Group and All Risks Finalize Merger

Ryan Specialty Group, LLC (RSG) and All Risks are pleased to announce the completion of the transaction to merge the two firms into Ryan Specialty Group. RSG is an insurance specialist providing services in wholesale brokerage and delegated underwriting authority in the form of binding authorities, programs and managing general underwriting companies. The combination of All Risks and RSG, with roughly 3,300 employees and 70+ offices across the United States, the United Kingdom and Europe, is projected to handle nearly $15 Billion in premium during 2020. Read more.