Oil & Gas, Upstream, Midstream, Industrial, Onshore & Offshore

Contractors, Consultants, Engineers, Operators, Manufacturing, and more classes…

All Risks Energy (ARE) is comprised of a diverse group of brokers with complementary backgrounds and product specialization in energy insurance. ARE provides unique solutions for the complex operations and coverages associated with energy insurance placements. Our brokers keep a daily pulse on the energy market to ensure the most competitive solutions possible for your clients. There is a lot at stake when putting together insurance programs for energy risks. The potential for catastrophic losses in this sector is the reason you need coverage experts who know how to Get It Done. Right. Contact us to learn more about our energy insurance solutions.

Target Classes

  • Service Contractors & General Contractors
    • Drilling
    • Workover/stimulation
    • Pressure control (BOPs, etc.)
    • Fracturing
    • Perforating
    • Wireline
    • Hot oilers
    • Logging
    • Rigging up/down and moving
    • Roustabout
    • Pipelines/flowlines construction and maintenance
    • Plant/refinery construction and maintenance
    • Electrical/powerline/power supply
    • Environmental
    • Alternative energy
    • Welding
    • Utility
    • Marine
    • Mining
    • Demolition
    • And more…
  • Oilfield Trucking
    • Water hauling
    • Frac sand hauling
    • Equipment hauling
    • Crude hauling
    • HazMat hauling
    • And more…
  • Operators/Non-Operators & Owners
    • Oil & Gas wells
    • Saltwater disposal/injection wells
    • Processing facilities
    • Refining facilities
    • Pipelines
    • Gathering stations
    • Transload facilities
    • Mines
    • Alternative energy facilities
    • And more…
  • Manufacturing/Distributing/Equipment Rental
    • Downhole/over-the-hole
    • Tubular goods (pipe, casing)
    • Pressure control (BOPs, etc.)
    • Equipment (rigs, tools, mobile and stationary, etc.)
    • Containment
    • Processing
    • Marine
    • Chemicals
    • Power supply
    • And more…
  • Consultants & Engineers
    • Drilling
    • Completion
    • Safety
    • Pipeline inspection
    • Training
    • Landman
    • And more…

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact an All Risks Specialist.

Submission Requirements

  • ACORD form with description of operations
  • Supplemental application
  • Internet website information
  • 5 years loss runs and description of losses over $25,000
  • Target pricing or expiring premium
Submit a Risk

Varies by Risk Profile

  • Available Coverage Options (Onshore/Offshore)
    – Admitted/Non-Admitted Options
    – A-Rated Carriers
    – Monoline/Package Options
    – Meet/Exceed MSA Requirements
  • General Liability
    – Ability to package both Pollution and Professional
  • Environmental Liability
    – Contractors Pollution Liability
    – Transportation Pollution Liability
    – Site Pollution
    – Products Pollution
  • Commercial Auto
    – Companion & Monoline Options
    – Hired & Non-Owned
    – Auto Buffers
  • Excess/Umbrella
    – Supported & Unsupported
    – No Capacity Restrictions or Limitations
  • Energy Property
    – Control of Well
    – Rig Physical Damage/Oil Lease Property
    – Inland Marine
  • Workers’ Compensation
  • Marine Lines
    – Hull/P&I/Bumbershoot
    – MEL/USL&H/Jones Act
  • And more…

Tailored Energy Products

Exclusive All Risks Contractor Facility

Primary General Liability:

  • Flat/Non-Auditable Form
  • Blanket Additional Insured, Waiver of Subrogation, Primary & Non-Contributory
  • Sudden & Accidental Pollution (30-Day Discovery / 90-Day Reporting)
  • Professional Liability (BI & PD only)
  • 30-Day Notice of Cancellation
  • Underground Resources & Equipment


  • Supported/Unsupported
  • Up to $25M in Capacity
  • Ability to Schedule Underlying GL/EL/AL/MEL/USL&H
  • Sudden & Accidental Pollution (30-Day Discovery / 90-Day Reporting)

Exclusive Rig Physical Damage Program

  • $12,500 Minimum Premium
  • RCV or Agreed Value with NIL Coinsurance
  • NIL Deductible applicable when constructive total loss
  • No Claims Bonus

Limited Access Control of Well
Minimum premium as low as $7,500

Coverage for Costs & Expenses related to:

  • Bringing a well back under control
  • Pollution cleanup costs incurred due to pollution that results from a well out-of-control event
  • Legal liability for pollution-related bodily injury or property damage arising from a well out-of-control event
  • Re-drill and other extra expenses incurred to restore the well to its pre-loss condition

Additional Coverages Available:

  • High Capacity CCC Limits
  • Multi-Well Pad Coverage
  • Equipment and/or OLP can be packaged in


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Complete the short form and a Ryan Specialty Group associate will contact you, or call 800-366-5810.

Problem Solvers (video)

Matt Nichols, President, explains how we add value to retail agent partners.

All Risks Energy (ARE) Press Release

Discover the value All Risks’ national energy practice brings to the marketplace.

All Risks Energy Brochure

Learn about our unique solutions for complex Energy insurance placements.

Ryan Specialty Group and All Risks Finalize Merger

Ryan Specialty Group, LLC (RSG) and All Risks are pleased to announce the completion of the transaction to merge the two firms into Ryan Specialty Group. RSG is an insurance specialist providing services in wholesale brokerage and delegated underwriting authority in the form of binding authorities, programs and managing general underwriting companies. The combination of All Risks and RSG, with roughly 3,300 employees and 70+ offices across the United States, the United Kingdom and Europe, is projected to handle nearly $15 Billion in premium during 2020. Read more.