Environmental Insurance Coverage

Contractors’ Pollution Liability, Environmental Impairment Liability, Products Pollution Liability & Packages available

Pollution is the introduction of contaminants into the environment that causes adverse change and environmental insurance risks. Waste runoff, chemicals into waterways and smoke emissions contaminating the air are just a few examples of environmental pollution. Despite the best efforts of many businesses, mishaps occur resulting in environmental destruction, bodily injury or property damage. These accidents can happen suddenly or over time, but when they do, their clean-up and legal ramifications are costly. Connect with All Risks today to help protect your clients from the fallout of environmental insurance liability exposure.

Target Classes

  • Environmental facilities (landfills, recycling centers, treatment storage and disposal centers)
  • Industrial and commercial operations facilities
  • Medical facilities
  • Real estate developers
  • General contractors and subcontractors (environmental, UST/AST, EIFS, trade)
  • Fire, water, and disaster recover/restoration
  • Emergency response
  • Soil and PCB remediation
  • Storage tanks
  • Service station construction
  • Demolition
  • Drilling
  • Energy, oil and gas services
  • Liquid propane gas dealers
  • Pipeline construction/maintenance
  • Environmental consultants, engineers and testing laboratories (soil, air, water)
  • Air monitoring firms
  • Toxicologists
  • Training institutes, waste brokers
  • Haulers (garbage, construction debris, hazardous materials, medical/infectious waste)
  • Recyclers, used oil pick up
  • Vacuum trucks

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact an All Risks Specialist.

Submission Requirements

  • ACORD form
  • Supplemental application will vary by risk
  • 3-5 year loss runs

Find an Application

Submit a Risk
  • General and Professional Liability
  • Contractors’ Pollution Liability
  • Environmental Impairment/Site Pollution Liability
  • Umbrella/Excess Liability
  • Automobile Liability (related to environmental risks)
  • Workers’ Compensation
  • Remediation Cost Cap

Tailored Products

  • Integrated Product and environmental Liability (Premises, Product and Pollution)
  • Premises Pollution
  • Products Pollution and Hostile Fire/Building Equipment
  • Environmental Crisis Management
  • Employee Benefits Administration
  • Waste Disposal Site
  • Worldwide Territory Coverage for Products
  • Clean-Up Costs, Bodily Injury and Property Damage for New and Pre-Existing Pollution Conditions
  • Non-Owned Location and Blanket Non-Owned Disposal Site
  • Transportation (1st and 3rd party) Pollution
  • Brokerage, binding and program capability
  • A.M. Best “A” markets
  • Admitted and non-admitted carriers
  • Available nationwide
  • Monoline and package available
  • Low minimum premiums
  • Premium maximum – $25,000,000
  • Occurrence and claims-made coverage triggers

Need Help Right Now?

Complete the short form and an All Risks associate will contact you, or call 800-366-5810.

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Promise to Our Partners

Our business is conducted as a three-way partnership; serving as the intermediary between our clients—retail insurance brokers who allow us to find the proper markets for their insureds and our carriers—the strategic partners that insure the risks that we place. We carefully select our retail broker partners and focus our resources where our abilities and interests best match.

We commit to our carriers that we will always provide all of the pertinent information that we have regarding any risk being submitted to them. We will never be guilty of failing to furnish information that is germane to underwriting a risk, simply because the underwriter did not ask us the right question.