Dealerships & Auto Service Shops Insurance

Auto Service Repair

New and used car dealers have much more to worry about than meeting quarterly sales quotas. Garages and dealers whose operations include the sale and service of automobiles and motorcycles are subject to numerous risks. Auto collisions during test drives, injuries to drivers and physical damage to inventory caused by vandalism, fire or weather all contribute to garage liability. All Risks offers an array of garage, auto services, and dealership insurance solutions written through multiple “A” rated carriers. Our insurance solutions reward garage operations with favorable loss experience. Contact an All Risks garage, auto services, and dealership insurance specialist today to learn more about our insurance solutions!

Target Classes

  • Non-Franchised Used Car
  • Dealers
  • Commercial Vehicle Dealers
  • Auto Wholesalers
  • Service or Repair Operations
    • Auto and light truck repair
    • Auto body shops
    • Brake shops
    • Radiator/transmission shops
    • Heavy truck repair
    • Valet services
    • Car washes
    • Mobile detailers

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact an All Risks Specialist.

Submission Requirements

  • ACORD form
  • Supplemental application will vary by risk
  • 3-5 year loss runs

Find an Application

Submit a Risk
  • Liability Limits to $1 million
  • Premises, Operations and Products
  • Medical Payments
  • Uninsured/Underinsured Motorists
  • Non-Owned Auto Liability
  • Dealers Physical Damage
  • Garagekeepers
  • Brokerage, binding and program capability
  • A.M. Best “A-” or better markets
  • Admitted and non-admitted carriers
  • Available nationwide
  • Monoline and package available


Need Help Right Now?

Complete the short form and a Ryan Specialty Group associate will contact you, or call 800-366-5810.

Problem Solvers (video)

Matt Nichols, President, explains how we add value to retail agent partners.

Press Release-Exclusive Dealer Carrier

All Risks offers exclusive A.M. Best A+ rated carrier for non-franchised auto dealers.

Collaborative Teams

Learn how we match our in-house resources to your business objectives.

Ryan Specialty Group and All Risks Finalize Merger

Ryan Specialty Group, LLC (RSG) and All Risks are pleased to announce the completion of the transaction to merge the two firms into Ryan Specialty Group. RSG is an insurance specialist providing services in wholesale brokerage and delegated underwriting authority in the form of binding authorities, programs and managing general underwriting companies. The combination of All Risks and RSG, with roughly 3,300 employees and 70+ offices across the United States, the United Kingdom and Europe, is projected to handle nearly $15 Billion in premium during 2020. Read more.