Healthcare Insurance & Social Services

Allied, Life Science, Long-Term Care, Social Services, and more…

Insurance for healthcare professionals and businesses

The healthcare industry is constantly changing, in part, due to increasing costs, government regulations and new advancements. While the industry trends may vary, the overall mission remains the same – delivering quality care at the lowest possible cost. All Risks specialists deliver competitive insurance for healthcare professionals and businesses through A.M. Best “A” rated carriers in the allied, life science, long-term care, social services healthcare sectors, and more. Contact our specialists today to learn more about our insurance for healthcare professionals and businesses!

Target Classes

  • Allied Healthcare
    • Adult daycare
    • Dialysis centers
    • Diagnostic imaging & x-ray
    • Fitness centers
    • Home healthcare agencies
    • Medical labs
    • Medical spas
    • Mental health clinics
    • Physical therapy


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  • Life Science


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  • Long-Term Care
    • Assisted living facilities
    • Independent living & personal care homes
    • Skilled nursing facilities


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  • Physicians & Health Professionals
    • Physicians and surgeons (all specialties)
    • Group Practices (all specialties)
    • Locum tenens
    • Home Healthcare Workers’ Compensation


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  • Social Services
    • Alcohol/drug rehabs
    • Mental health/retardation homes & day care
    • Skilled nursing facilities
    • Group Home Workers’ Compensation
    • Pharmaceutical companies and distributors
    • Clinical trials


Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact an All Risks Specialist.

Submission Requirements

  • ACORD form
  • Supplemental application will vary by risk
  • 3-5 year loss runs

Find an Application

Submit a Risk

Allied Healthcare 

  • General Liability
  • Professional Liability
  • Physical/Sexual Abuse Liability
  • Excess Liability

Life Science 

  • Products Liability
  • General Liability
  • Professional Liability

Long-Term Care 

  • General Liability
  • Professional Liability
  • Cyber Liability

Social Services

  • General Liability
  • Professional Liability
  • Brokerage, binding and program capability
  • A.M. Best “A-” or better markets
  • Admitted and non-admitted carriers
  • Available nationwide
  • Monoline and package available
  • Workers’ Compensation

Allied Healthcare Highlights

  • Medefense with Cyber Liability up to $10M/$10M limits
  • Limits up to $5M/$7M with Hired & Non-Owned Auto, GL on Occurrence

Life Science Highlights 

  • Coverage for medical directors and review board
  • Premises General Liability coverage options
  • Buybacks on excluded substances

Long-Term Care Highlights 

  • Medefense with Cyber Liability up to $10M/$10M limits
  • Includes prior acts
  • Single locations up to large multi-location chains
  • Guaranteed cost, large deductible or loss sensitive programs

Social Services Highlights

  • Limits up to $2M/$4M – PL/CGL
  • Can include Hired & Non-Owned Auto with CGL on Occurrence paper

Need Help Right Now?

Complete the short form and a Ryan Specialty Group associate will contact you, or call 800-366-5810.

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Ryan Specialty Group and All Risks Finalize Merger

Ryan Specialty Group, LLC (RSG) and All Risks are pleased to announce the completion of the transaction to merge the two firms into Ryan Specialty Group. RSG is an insurance specialist providing services in wholesale brokerage and delegated underwriting authority in the form of binding authorities, programs and managing general underwriting companies. The combination of All Risks and RSG, with roughly 3,300 employees and 70+ offices across the United States, the United Kingdom and Europe, is projected to handle nearly $15 Billion in premium during 2020. Read more.