Biotechnology, Clinical Trials, Medical Product Manufacturers & Specialty Pharma companies

Life sciences involve the scientific study of living organisms and are vital to our understanding of human health. This knowledge is critical as the population ages and the demand for better medicine and medical products increases. Companies engaged in biotechnology, pharmaceuticals and clinical testing face considerable risk, including employee contamination, damage to expensive testing equipment and cyber attacks on intellectual property. All Risks understands the complex and evolving life science industry from pre-clinical research and development to clinical trials and marketed products. We offer comprehensive life sciences insurance coverage through A.M. Best “A-“ or better-rated carriers to meet your clients’ specific needs.

Life Sciences Insurance Highlights

  • Up to $15M on a Primary basis in capacity for sponsors of human clinical trials for biologics, pharmaceuticals and non-implantable medical device trials
  • Up to $10M in capacity for biotechnology companies of any size and specialty pharmaceutical companies with less than $500M in sales
  • Up to $10M in capacity for non-implantable medical devices such as diagnostic testing kits, drug delivery devices, invasive surgical tools and radiology devices
  • Up to $5M in capacity for Products Liability, Errors and Omissions Liability and Medical Professional Liability
  • Global coverage to meet specific insurance needs worldwide including foreign admitted clinical trials policies in many countries and international package policies
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  • General Liability
  • Professional Liability
  • Products-Completed Operations Liability
  • Package options, including:
  • Property
  • Automobile
  • Inland Marine
  • Crime
  • Boiler and Machinery
  • Workers’ Compensation
  • Biotechnology companies
  • Specialty pharmaceutical companies
  • Clinical trials
  • Medical products manufacturers of non-implantable devices

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact an All Risks Specialist.

  • ACORD form
  • Supplemental applications will vary by risk
  • 3-5 year loss runs

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Promise to Our Partners

Our business is conducted as a three-way partnership; serving as the intermediary between our clients—retail insurance brokers who allow us to find the proper markets for their insureds and our carriers—the strategic partners that insure the risks that we place. We carefully select our retail broker partners and focus our resources where our abilities and interests best match.

We commit to our carriers that we will always provide all of the pertinent information that we have regarding any risk being submitted to them. We will never be guilty of failing to furnish information that is germane to underwriting a risk, simply because the underwriter did not ask us the right question.

 

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