Liability and Physical/sexual abuse coverage

As the population ages, long-term assisted living facilities are becoming more prevalent. Individuals who can no longer take care of themselves look to long-term care options to help them perform basic, daily activities. These facilities face numerous General and Professional Liability risks that could lead to costly claims and lawsuits. Failure to follow care plans, bodily injury to patients and claims of negligence can have expensive ramifications. All Risks provides comprehensive long-term assisted living facilities insurance solutions through A.M. Best “A-“ or better-rated carriers to protect your clients. Contact us today to learn more about our long-term assisted living facilities insurance solutions.


  • Medefense with Cyber Liability up to $10M/$10M limits
  • Includes prior acts
  • Single locations up to large multi-location chains
  • Guaranteed cost, large deductible or loss sensitive programs


  • Nationwide
Submit a Risk
  • General Liability
  • Professional Liability
  • Cyber Liability
  • Physical/Sexual Abuse
  • Umbrella Liability
  • Assisted living facilities/residential care
  • Independent living
  • Personal care homes
  • Skilled nursing facilities
  • Continuing care retirement communities

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact an All Risks specialist.

  • ACORD form
  • Supplemental applications will vary by risk
  • 3-5 year loss runs

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Complete the short form and a Ryan Specialty Group associate will contact you, or call 800-366-5810.

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Ryan Specialty Group and All Risks Finalize Merger

Ryan Specialty Group, LLC (RSG) and All Risks are pleased to announce the completion of the transaction to merge the two firms into Ryan Specialty Group. RSG is an insurance specialist providing services in wholesale brokerage and delegated underwriting authority in the form of binding authorities, programs and managing general underwriting companies. The combination of All Risks and RSG, with roughly 3,300 employees and 70+ offices across the United States, the United Kingdom and Europe, is projected to handle nearly $15 Billion in premium during 2020. Read more.