Liability and Physical/sexual abuse coverage

As the population ages, long-term assisted living facilities are becoming more prevalent. Individuals who can no longer take care of themselves look to long-term care options to help them perform basic, daily activities. These facilities face numerous General and Professional Liability risks that could lead to costly claims and lawsuits. Failure to follow care plans, bodily injury to patients and claims of negligence can have expensive ramifications. All Risks provides comprehensive long-term assisted living facilities insurance solutions through A.M. Best “A-“ or better-rated carriers to protect your clients. Contact us today to learn more about our long-term assisted living facilities insurance solutions.


  • Medefense with Cyber Liability up to $10M/$10M limits
  • Includes prior acts
  • Single locations up to large multi-location chains
  • Guaranteed cost, large deductible or loss sensitive programs


  • Nationwide
Submit a Risk
  • General Liability
  • Professional Liability
  • Cyber Liability
  • Physical/Sexual Abuse
  • Umbrella Liability
  • Assisted living facilities/residential care
  • Independent living
  • Personal care homes
  • Skilled nursing facilities
  • Continuing care retirement communities

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact an All Risks specialist.

  • ACORD form
  • Supplemental applications will vary by risk
  • 3-5 year loss runs

Need Help Right Now?

Complete the short form and an All Risks associate will contact you, or call 800-366-5810.

All Risks Overview

All the information you need to make All Risks your wholesaler of choice.

Problem Solvers

Matt Nichols, President, explains how we add value to retail agent partners.

Promise to Our Partners

Our business is conducted as a three-way partnership; serving as the intermediary between our clients—retail insurance brokers who allow us to find the proper markets for their insureds and our carriers—the strategic partners that insure the risks that we place. We carefully select our retail broker partners and focus our resources where our abilities and interests best match.

We commit to our carriers that we will always provide all of the pertinent information that we have regarding any risk being submitted to them. We will never be guilty of failing to furnish information that is germane to underwriting a risk, simply because the underwriter did not ask us the right question.


Industry Associations