Liability & Property Coverage for Marijuana Businesses

Medical marijuana has been found to relieve the pain and suffering of many individuals with chronic and serious illnesses. As more states vote to end the marijuana prohibition, medical marijuana dispensaries are growing in number. These facilities face numerous general, professional and property liabilities. All Risks understands the evolving Medical Marijuana Dispensary Insurance market and offers monoline or package options for comprehensive coverage through A.M. Best “A-“ or better-rated carriers. Contact us today to learn about marijuana business insurance coverage options!


  • $1M/$3M limits available
  • Deductibles start at $2,500
  • Products/Completed Operations coverage is excluded
  • Coverage for home cultivation is excluded
  • Minimum Premium: $2,750


  • States where medical marijuana dispensing is legal
  • AK, AZ, CA, CO, CT, DE, DC, FL, HI, IL, ME, MD, MA, MI, MN, MT, ND, NV, NH, NJ, NM, NY, OH, OR, PA, RI, VT and WA
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  • Professional Liability
  • General Liability, Claims-Made or Occurrence
  • Combined Professional Liability and General Liability
  • Property
  • Facilities and groups dispensing medical marijuana

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact an All Risks specialist.

  • ACORD form
  • Supplemental applications will vary by risk
  • 3-5 year loss runs
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