Hotels, Restaurants, Bars, Taverns, Nightclubs and more…
The hospitality industry opens its doors daily to numerous risks and potential lawsuits. Hotels, motels, restaurants, bars, taverns, and nightclubs all face threats from cyber attacks, injured patrons, lack of security, theft, liquor liability, food poisoning and many other health scares. All Risks hospitality insurance specialists are on hand to help protect your clients. Acceptable risks include up to 100% liquor receipts, live entertainment, dancing, establishments open until 2:00am, new businesses, and prior losses. Contact us today to learn more about our hospitality insurance coverage solutions!
Target Classes
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Hotels & Other Accommodations
- Hotels/motels – franchised and non-franchised
- Bed and breakfasts
- Cabins
- Franchised chains up to 5-star resorts (can include: restaurants, nightclubs, bars open 7 days a week, waterslides and pools)
-
Restaurants, Bars and Taverns
- Special events needing Liquor Liability
- Microbreweries
- Hotel bars
- Liquor stores
- Neighborhood bars
- Pizza parlors
- Sports bars
- Late-night diners
- Ethnic restaurants
- BBQ smokehouses
- Cigar bars
-
Large Nightclubs
- Large nightclubs (frequency and severity losses OK)
- Nightclubs on or near college campuses
- New ventures (resume needed)
- Large dance floor establishments
- Pool halls
- 100% liquor sales OK
- Theme clubs
- Adult clubs
Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact an All Risks Specialist.
Submission Requirements
- ACORD forms
- Supplemental application will vary by risk
- 5 years loss runs
Find a Specialist
Sort Specialists
Regions
Office Location
Or Contact your local RT Specialty broker or underwriter at rtspecialty.com
Austin Adams
Brokerage Underwriter
Regions: Southeast
Diane Amoriello
Brokerage Underwriter
Regions: Southeast
Carrie Arrocha
Brokerage Underwriter
Regions: Southeast
Cody Baker
Brokerage Underwriter
Regions: Southeast
Todd Ballot
Team Leader, Vice President
Regions: West
Jack Barfield
Brokerage Underwriter
Regions: South Central
Dawn Belin
Broker, Team Leader
Regions: Southeast
Kathy Blackwell
Brokerage Underwriter
Regions: Southeast
- General Liability
- Property
- Excess/Umbrella
- Liquor Liability
- HNOA
- Assault and Battery Coverage may be available (check with your RT broker)
Tailored Products (Hotels & Other Accommodations)
- Assault and Battery Coverage may be available (check with your All Risks producer)
- Abuse and Molestation (subject to no prior Abuse and Molestation claims)
- Liquor Liability
- Hired and Non-Owned Auto
- Animals (no vicious breeds)
- Brokerage, binding and program capability
- AM Best “A-” or better markets
- Admitted and non-admitted carriers
- Available nationwide
- Monoline and package available
- Low minimum premiums