Franchised and Non-Franchised Hotels & Motels

General Liability, Property and Excess & Umbrella Coverage

Hotels and motels, by the very nature of their business, open their doors daily to numerous risks. All Risks hotel insurance protects establishments against property damage, theft and liability from cyber attacks, injured patrons, lack of security, liquor, food poisoning and other health scares. All Risks hotel specialists are on hand to help your clients protect themselves, so that everyone gets a good night’s sleep. Contact us today to learn more about our hotel insurance solutions.


  • Brokerage, binding and program capability
  • AM Best “A-” or better markets
  • Admitted and non-admitted carriers
  • Available nationwide
  • Monoline and package available
  • Low minimum premiums


  • Nationwide
Submit a Risk
  • General Liability
  • Property
  • Excess/Umbrella

Exclusive Programs

  • Franchised Hotel

Tailored Products

  • Assault and Battery Coverage may be available (check with your RT broker)
  • Abuse and Molestation (subject to no prior Abuse and Molestation claims)
  • Liquor Liability
  • Hired and Non-Owned Auto
  • Animals (no vicious breeds)
  • Hotels/motels – franchised and non-franchised
  • Bed and breakfasts
  • Cabins
  • Franchised chains up to 5-star resorts (can include: restaurants, nightclubs, bars open 7 days a week, waterslides and pools)

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact an All Risks Specialist.

  • ACORD form
  • Supplemental application will vary by risk
  • 3-5 year loss runs
  • Resumes required for new ventures

Need Help Right Now?

Complete the short form and a Ryan Specialty Group associate will contact you, or call 800-366-5810.

Opportunity at All Risks (video)

Find out what All Risks does best.

Press Release-All Risks Joins IHG Owners Association

Members have access to our industry expertise and our Franchised Hotel Insurance program.

Top 5 Reasons to Partner with All Risks (video)

Discover why All Risks is the preferred wholesale partner.

Collaborative Teams

Learn how we match our in-house resources to your business objectives.

Ryan Specialty Group and All Risks Finalize Merger

Ryan Specialty Group, LLC (RSG) and All Risks are pleased to announce the completion of the transaction to merge the two firms into Ryan Specialty Group. RSG is an insurance specialist providing services in wholesale brokerage and delegated underwriting authority in the form of binding authorities, programs and managing general underwriting companies. The combination of All Risks and RSG, with roughly 3,300 employees and 70+ offices across the United States, the United Kingdom and Europe, is projected to handle nearly $15 Billion in premium during 2020. Read more.