Franchised and Non-Franchised Hotels & Motels

General Liability, Property and Excess & Umbrella Coverage

Hotels and motels, by the very nature of their business, open their doors daily to numerous risks. All Risks hotel insurance protects establishments against property damage, theft and liability from cyber attacks, injured patrons, lack of security, liquor, food poisoning and other health scares. All Risks hotel specialists are on hand to help your clients protect themselves, so that everyone gets a good night’s sleep. Contact us today to learn more about our hotel insurance solutions.


  • Brokerage, binding and program capability
  • A.M. Best “A-” or better markets
  • Admitted and non-admitted carriers
  • Available nationwide
  • Monoline and package available
  • Low minimum premiums


  • Nationwide
Submit a Risk
  • General Liability
  • Property
  • Excess/Umbrella

Exclusive Programs

  • Franchised Hotel

Tailored Products

  • Assault and Battery (subject to no prior A&B claims)
  • Abuse and Molestation (subject to no prior Abuse and Molestation claims)
  • Liquor Liability
  • Hired and Non-Owned Auto
  • Animals (no vicious breeds)
  • Hotels/motels – franchised and non-franchised
  • Bed and breakfasts
  • Cabins
  • Franchised chains up to 5-star resorts (can include: restaurants, nightclubs, bars open 7 days a week, waterslides and pools)

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact an All Risks Specialist.

  • ACORD form
  • Supplemental application will vary by risk
  • 3-5 year loss runs
  • Resumes required for new ventures

Need Help Right Now?

Complete the short form and an All Risks associate will contact you, or call 800-366-5810.

Opportunity at All Risks (video)

Find out what All Risks does best.

Press Release-All Risks Joins IHG Owners Association

Members have access to our industry expertise and our Franchised Hotel Insurance program.

Top 5 Reasons to Partner with All Risks

Discover why All Risks is the preferred wholesale partner.

Collaborative Teams

Learn how we match our in-house resources to your business objectives.

Promise to Our Partners

Our business is conducted as a three-way partnership; serving as the intermediary between our clients—retail insurance brokers who allow us to find the proper markets for their insureds and our carriers—the strategic partners that insure the risks that we place. We carefully select our retail broker partners and focus our resources where our abilities and interests best match.

We commit to our carriers that we will always provide all of the pertinent information that we have regarding any risk being submitted to them. We will never be guilty of failing to furnish information that is germane to underwriting a risk, simply because the underwriter did not ask us the right question.