General Liability, Liquor, and more…

Restaurants, bars, taverns, and nightclubs have more to worry about than daily specials and what’s on tap, such as accidents in the kitchen and slips and falls from customers. Over-served patrons who get behind the wheel present a liquor liability. Fights among patrons or those with security personnel account for numerous assault and battery claims. Throw in a misguided dart, an unsuccessful mechanical bull ride or a fall on the dance floor and the recipe for risk increases. All Risks is a leading restaurant insurance wholesale broker with specialists who can help you craft the best coverage for your clients.


  • Brokerage, binding and program capability
  • AM Best “A-” or better markets
  • Admitted and non-admitted carriers
  • Available nationwide
  • Monoline and package available


  • Nationwide
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  • Restaurants, Bars and Taverns
    • Special events needing Liquor Liability
    • Microbreweries
    • Hotel bars
    • Liquor stores
    • Neighborhood bars
    • Pizza parlors
    • Sports bars
    • Late-night diners
    • Ethnic restaurants
    • BBQ smokehouses
    • Cigar bars
  • Large Nightclubs
    • Large nightclubs (frequency and severity losses OK)
    • Nightclubs on or near college campuses
    • New ventures (resume needed)
    • Large dance floor establishments
    • Pool halls
    • 100% liquor sales OK
    • Theme clubs
    • Adult clubs
  • Acceptable Risks
    • Up to 100% liquor receipts
    • Live entertainment
    • Dancing
    • Open until 2:00am
    • New businesses
    • Prior losses
  • General Liability
  • Liquor Liability
  • HNOA
  • Excess/Umbrella
  • Assault and Battery Coverage may be available (check with your RT broker)
  • ACORD form
  • Supplemental application will vary by risk
  • 3-5 year loss runs
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All Risks Overview

All the information you need to make All Risks your wholesaler of choice.

Ryan Specialty Group and All Risks Finalize Merger

Ryan Specialty Group, LLC (RSG) and All Risks are pleased to announce the completion of the transaction to merge the two firms into Ryan Specialty Group. RSG is an insurance specialist providing services in wholesale brokerage and delegated underwriting authority in the form of binding authorities, programs and managing general underwriting companies. The combination of All Risks and RSG, with roughly 3,300 employees and 70+ offices across the United States, the United Kingdom and Europe, is projected to handle nearly $15 Billion in premium during 2020. Read more.