General Liability, Liquor, and more…
Restaurants, bars, taverns, and nightclubs have more to worry about than daily specials and what’s on tap, such as accidents in the kitchen and slips and falls from customers. Over-served patrons who get behind the wheel present a liquor liability. Fights among patrons or those with security personnel account for numerous assault and battery claims. Throw in a misguided dart, an unsuccessful mechanical bull ride or a fall on the dance floor and the recipe for risk increases. All Risks is a leading restaurant insurance wholesale broker with specialists who can help you craft the best coverage for your clients.
Highlights
- Brokerage, binding and program capability
- AM Best “A-” or better markets
- Admitted and non-admitted carriers
- Available nationwide
- Monoline and package available
States:
- Nationwide
Find a Specialist
Sort Specialists
Regions
Office Location
Or Contact your local RT Specialty broker or underwriter at rtspecialty.com
Austin Adams
Brokerage Underwriter
Regions: Southeast
Diane Amoriello
Brokerage Underwriter
Regions: Southeast
Jacquelyn Borsje
Senior Broker
Regions: Northeast
Katie Coffey
Brokerage Underwriter
Regions: South Central
Daniel DeCastro
Vice President
Regions: Southeast
Submit a Risk
-
Restaurants, Bars and Taverns
- Special events needing Liquor Liability
- Microbreweries
- Hotel bars
- Liquor stores
- Neighborhood bars
- Pizza parlors
- Sports bars
- Late-night diners
- Ethnic restaurants
- BBQ smokehouses
- Cigar bars
-
Large Nightclubs
- Large nightclubs (frequency and severity losses OK)
- Nightclubs on or near college campuses
- New ventures (resume needed)
- Large dance floor establishments
- Pool halls
- 100% liquor sales OK
- Theme clubs
- Adult clubs
-
Acceptable Risks
- Up to 100% liquor receipts
- Live entertainment
- Dancing
- Open until 2:00am
- New businesses
- Prior losses
- General Liability
- Liquor Liability
- HNOA
- Excess/Umbrella
- Assault and Battery Coverage may be available (check with your RT broker)
- ACORD form
- Supplemental application will vary by risk
- 3-5 year loss runs