Public Entity Insurance

Governments, Cities, States, Counties, Universities, Police, and more…

Public entities are committed to serving communities and keeping them safe. All Risks provides public entity insurance to protect cities, colleges, police departments and state governments from property and casualty risks. We work with AM Best “A-” or better-rated carriers to address your clients’ specific needs. Contact an All Risks public entity insurance specialist today to learn more about coverage options!

Target Classes

  • Cities
  • Counties
  • Independent School Districts
  • Police
  • Colleges and Universities
  • State Governments

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact an All Risks Public Entity Insurance Specialist.

Submission Requirements

  • ACORD form
  • Supplemental application will vary by risk
  • 3-5 year loss runs

Find an Application

Submit a Risk


  • CAT/Non CAT schedules
  • Full Wind Capacity available to the water
  • Manuscript coverage forms specific to entity


  • Low SIR package options including:
    • General Liability
    • Automobile Physical Damage
    • Auto Liability
    • Sexual Abuse/Harassment
    • LEL
    • Crime
    • Cyber
    • Terrorism
  • AM Best “A-” or better markets
  • Admitted and non-admitted carriers
  • Available nationwide
  • Monoline and package available
  • Minimum premium: $50,000
  • First dollar options for select municipalities and counties

Need Help Right Now?

Complete the short form and a Ryan Specialty Group associate will contact you, or call 800-366-5810.

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Collaborative Teams

Learn how we match our in-house resources to your business objectives.

Investing in Our Future (video)

Nick Cortezi, CEO, explains how independence gives us a competitive advantage. Watch Now

Ryan Specialty Group and All Risks Finalize Merger

Ryan Specialty Group, LLC (RSG) and All Risks are pleased to announce the completion of the transaction to merge the two firms into Ryan Specialty Group. RSG is an insurance specialist providing services in wholesale brokerage and delegated underwriting authority in the form of binding authorities, programs and managing general underwriting companies. The combination of All Risks and RSG, with roughly 3,300 employees and 70+ offices across the United States, the United Kingdom and Europe, is projected to handle nearly $15 Billion in premium during 2020. Read more.