Real Estate Insurance & Habitational Coverage

Condos, Townhomes, Student Housing, REO and more…

Floods, fires, earthquakes and weather-related incidents can catastrophically damage property. Without any warning, frozen pipes, wind or hail can result in expensive repairs. All Risks commercial real estate insurance coverage protects your assets from damage caused by Mother Nature, theft and vandalism. All Risks has extensive experience, regional knowledge in offices countrywide and a wide selection of coverage to protect your clients’ investments. Contact us today to learn more about our real estate insurance coverage options.

Target Classes

  • Habitational
    • Apartment buildings/hotels
    • Condominium complexes
    • Multi-unit dwellings
  • Townhomes
  • Boarding houses
  • Student housing
  • Aluminum wiring - remediated or not
  • Senior housing
  • Vacant properties
  • HUD and Section 8 housing
  • REO/Force-placed
  • Establishments providing lodging, meals and other services
    • Hotels/motels/motor inns
    • Resorts
    • Tourist cabins/courts
    • Dude ranches

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact an All Risks Specialist.

Submission Requirements

  • ACORD form
  • Supplemental application will vary by risk
  • 3-5 year loss runs
  • Statement of values

Find an Application

Submit a Risk
  • General Liability
  • Property
  • Excess/Umbrella
  • Crime

Tailored Products

  • Exclusive Programs
  • Binding Authority
  • Hired and Non-Owned Auto
  • Innkeepers’ Liability (hotels/motels)
  • Liquor Liability (hotels/motels)
  • Assault and Battery
  • Building
  • Building Personal Property
  • Business Income
  • Basic, Broad or Special Form
  • Replacement Cost or Actual Cost Value
  • Equipment Breakdown
  • Inland Marine
  • Flood and Earthquake
  • Ordinance or Law


  • Brokerage, binding and program capability
  • A.M. Best “A-” or better markets
  • Admitted and non-admitted carriers
  • Available nationwide
  • Monoline and package available
  • Low minimum premiums

Need Help Right Now?

Complete the short form and an All Risks associate will contact you, or call 800-366-5810.

Property & Casualty Overview

Learn about our binding authority, brokerage services, comprehensive coverage and business classes.

Opportunity at All Risks (video)

Find out what All Risks does best.

Top 5 Reasons to Partner with All Risks

Discover why All Risks is the preferred wholesale partner.

All Risks Overview

All the information you need to make All Risks your wholesaler of choice.

Promise to Our Partners

Our business is conducted as a three-way partnership; serving as the intermediary between our clients—retail insurance brokers who allow us to find the proper markets for their insureds and our carriers—the strategic partners that insure the risks that we place. We carefully select our retail broker partners and focus our resources where our abilities and interests best match.

We commit to our carriers that we will always provide all of the pertinent information that we have regarding any risk being submitted to them. We will never be guilty of failing to furnish information that is germane to underwriting a risk, simply because the underwriter did not ask us the right question.