Retail Insurance

Help protect clients with retail insurance coverage

Running a successful retail business requires significant planning. Managing inventory, coordinating delivery schedules and providing safe environments to showcase products are all considerations designed to attract and retain customers. Keeping your business in the black means having more assets than liabilities. All Risks understands the numerous and unique retail insurance threats facing business owners in various markets. We offer monoline and package retail insurance coverage through non-admitted A.M. Best A- or better-rated carriers to protect your clients’ investments. Contact our insurance specialists today to learn more about retail business insurance coverage options!

Target Classes

  • Clothing & Apparel
    • Bridal shops
    • Clothing stores
    • Department stores
    • Gift stores
    • Shoe repair
    • Shoe stores
    • Sporting goods
    • Tailor shops
    • Variety stores
  • Entertainment
    • Video stores
    • Books and magazines
    • Camera equipment
    • Music stores
  • Food & Bakeries
    • Bakeries
    • Beverage stores
    • Candy stores
    • Grocery stores
    • Ice cream parlors
    • Fruits and vegetables
    • Meat, fish and poultry
  • Home Goods
    • Appliance stores
    • Carpet stores
    • Computer stores
    • Delicatessens
    • Discount stores
    • Electronic stores
    • Furniture stores
    • Hardware stores
    • Lighting stores
  • Services
    • Beauty parlors
  • Supply Stores
    • Artist supplies
    • Automobile parts
    • Cards and stationery
    • Ceramic stores
    • Copying & duplicating
    • Craft supply stores
    • Fabric stores
    • Florists
    • Nail salons
    • Optical goods
    • Picture frame stores
    • Printing shops

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact an All Risks Retail Insurance Specialist.

Submission Requirements

  • ACORD form
  • Supplemental application will vary by risk
  • 3-5 year loss runs

Find an Application

Submit a Risk
  • General Liability
  • Building and Business Personal Property
  • Loss of Income
  • Hired and Non-Owned Auto
  • Equipment Breakdown
  • Crime
  • Signs
  • Excess/Umbrella
  • Snow Budget Protector


  • Brokerage, binding and program capability
  • A.M. Best “A-” or better markets
  • Available nationwide
  • Monoline and package available

Need Help Right Now?

Complete the short form and an All Risks associate will contact you, or call 800-366-5810.

Year in Review

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Investing in Our Future

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Problem Solvers

Matt Nichols, President, explains how we add value to retail agent partners.

Promise to Our Partners

Our business is conducted as a three-way partnership; serving as the intermediary between our clients—retail insurance brokers who allow us to find the proper markets for their insureds and our carriers—the strategic partners that insure the risks that we place. We carefully select our retail broker partners and focus our resources where our abilities and interests best match.

We commit to our carriers that we will always provide all of the pertinent information that we have regarding any risk being submitted to them. We will never be guilty of failing to furnish information that is germane to underwriting a risk, simply because the underwriter did not ask us the right question.