Covering Employees who Transport Patients to Medical Appointments, Dialysis, Physical Therapy and more…

Non-Emergency Medical Transportation (NEMT) plays a vital role in maintaining the health and well-being of millions of Americans. Elderly patients and individuals with disabilities and chronic illnesses rely on NEMT businesses to get them to and from out-patient treatment facilities. During transport or while aiding patients on and off vehicles, NEMT professionals are at risk of personal injury. Our WC team can provide access to non-emergency medical transportation insurance to protect your client’s business and employees. Contact our insurance specialists today to learn more about our exclusive Workers’ Compensation Specialty product for Non-Emergency Medical Transportation.


  • Exclusive program
  • Direct access to carrier programs, rating & pricing
  • Competitive commissions
  • Monthly Self Reporting, plus additional payment plans
  • Wheelchair accessible vehicles are acceptable
  • In business 3 years or more under the same ownership
  • WC is available nationwide except: AK, ND, OH, WA and WY
  • GL, Professional and Excess Liability available nationwide


State Availability

  • Varies by coverage needed
Submit a Risk

Workers’ Compensation Class Codes

  • 7370 – Non-Emergency Medical Transportation (NCCI states)
  • 7382 – CA and TX only
  • 807 – PA and DE only
  • 7377 – NY only
  • 7705 – Ambulance Services/EMS (Certain States and Minimum Premium of $15K)

Ineligible Risks

  • In business less than 3 years
  • Passengers transported by gurney or stretcher in CA and PA

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact an All Risks Specialist.

  • Workers’ Compensation
    – $5,000 Minimum Premium
  • General Liability
  • Professional Liability
  • Excess Liability

Need Help Right Now?

Complete the short form and a Ryan Specialty Group associate will contact you, or call 800-366-5810.

Workers’ Comp Specialty Classes Guide

This useful guide to our Workers’ Comp Specialty Classes will help you find comprehensive W/C solutions for specialty niches.

Specialty Program Guide

Use this handy resource to review our custom program solutions.

Ryan Specialty Group and All Risks Finalize Merger

Ryan Specialty Group, LLC (RSG) and All Risks are pleased to announce the completion of the transaction to merge the two firms into Ryan Specialty Group. RSG is an insurance specialist providing services in wholesale brokerage and delegated underwriting authority in the form of binding authorities, programs and managing general underwriting companies. The combination of All Risks and RSG, with roughly 3,300 employees and 70+ offices across the United States, the United Kingdom and Europe, is projected to handle nearly $15 Billion in premium during 2020. Read more.