Covering Employees who Transport Patients to Medical Appointments, Dialysis, Physical Therapy and more…

Non-Emergency Medical Transportation (NEMT) plays a vital role in maintaining the health and well-being of millions of Americans. Elderly patients and individuals with disabilities and chronic illnesses rely on NEMT businesses to get them to and from out-patient treatment facilities. During transport or while aiding patients on and off vehicles, NEMT professionals are at risk of personal injury. Our WC team can provide access to Workers’ Compensation insurance for Non-Emergency Medical Transportation to help protect your NEMT client’s business and employees.

Contact us today to learn more about our exclusive Workers’ Compensation Specialty product for Non-Emergency Medical Transportation.


  • Exclusive program
  • Direct access to carrier programs, rating & pricing
  • Competitive commissions
  • Monthly Self Reporting, plus additional payment plans
  • Available nationwide, excluding monopolistic states (ND, OH, WA and WY)


RT Specialty is a division of RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty Group, LLC (RSG). RT Specialty provides wholesale insurance brokerage and other services to agents and brokers. As a wholesale broker, RT Specialty does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License # 0G97516). ©2021 Ryan Specialty Group, LLC.

Submit a Risk

Eligible Class Codes

  • 7370 – Non-Emergency Medical Transportation (NCCI states)
  • 7382 – CA and TX only
  • 807 – PA and DE only
  • 7377 – NY only
  • 7705 – Ambulance Services / EMS (Certain States and Minimum Premium of $15,000)

Ineligible Risks

  • In business less than 3 years
  • Passengers transported by gurney or stretcher in CA and PA

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact
your local RT Specialty broker or underwriter at

  • Workers’ Compensation

Need Help Right Now?

Complete the short form and a Ryan Specialty Group associate will contact you, or call 800-366-5810.

Workers’ Comp Top Class Guide

Use this handy resource to determine eligible class codes for our top industries.

Workers’ Comp Specialty Classes Guide

This useful guide to our Workers’ Comp Specialty Classes will help you find comprehensive WC solutions for specialty niches.

Ryan Specialty Group and All Risks Finalize Merger

Ryan Specialty Group, LLC (RSG) and All Risks are pleased to announce the completion of the transaction to merge the two firms into Ryan Specialty Group. RSG is an insurance specialist providing services in wholesale brokerage and delegated underwriting authority in the form of binding authorities, programs and managing general underwriting companies. The combination of All Risks and RSG, with roughly 3,300 employees and 70+ offices across the United States, the United Kingdom and Europe, is projected to handle nearly $15 Billion in premium during 2020. Read more.