Workers’ Compensation Insurance Coverage

Coverage for hundreds of NCCI class codes*

Workers’ Compensation Insurance Specialty Classes

All Risks’ Workers’ Compensation insurance unit writes a large volume of accounts for hundreds of class codes. With top carrier status and exclusive access to many market relationships, the All Risks experienced Workers’ Compensation insurance underwriting staff has the ability to help retailers on a variety of WC placements. We have underwriters across the country to better understand the intricacies of their specific territories. Workers’ Comp account sizes range from $2,500 to greater than $1M. We continually identify specialty classes, build carrier partnerships and implement marketing strategies to the benefit of retail insurance agents nationwide. In 2013, this division developed a Workers’ Compensation specialties group to focus on hard-to-place classes with exclusive access to programs, rating and pricing of A.M. Best “A-” or better-rated markets. Contact us today to learn more about our Workers’ Comp coverage!

Workers’ Compensation insurance specialty classes include Auto & Motorcycle Dealer/Repair, Group Home, Home Healthcare, NEMT, Restaurants with Delivery, Trucking, and Waste Management.

Target Classes

  • Adult day cares
  • Auto sales/service/repair
  • Building operations by owners or contractors
  • Child day care
  • Contractors, including carpentry, cement, flooring, landscapers, masonry, janitorial, painting, tree trimming, wallboard installers and more
  • Healthcare (skilled nurses, assisted living facilities, continuing care retirement communities, home health services)
  • Heavy construction
  • Hotels/motels
  • Local trucking
  • Machinery erections and/or repair
  • Towing
  • Wholesalers
  • Miscellaneous services, including social services
  • New ventures accepted for many classes

*Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact an All Risks Specialist.

Submission Requirements

Find an Application

Submit a Risk
  • Monoline Workers’ Compensation
  • In-house quoting/binding authority
  • A.M. Best “A-” or better markets
  • High hazard classes
  • Over 240 classes eligible
  • No E-Mod maximum
  • Exclusive access to carrier programs, rating, and pricing with monthly self-reporting

Need Help Right Now?

Complete the short form and an All Risks associate will contact you, or call 800-366-5810.

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Problem Solvers

Matt Nichols, President, explains how we add value to retail agent partners.

Promise to Our Partners

Our business is conducted as a three-way partnership; serving as the intermediary between our clients—retail insurance brokers who allow us to find the proper markets for their insureds and our carriers—the strategic partners that insure the risks that we place. We carefully select our retail broker partners and focus our resources where our abilities and interests best match.

We commit to our carriers that we will always provide all of the pertinent information that we have regarding any risk being submitted to them. We will never be guilty of failing to furnish information that is germane to underwriting a risk, simply because the underwriter did not ask us the right question.