Auto Service, Parts, Used Car Dealers, Motorcycles, and more…
Auto mechanics are subjected to numerous on-the-job hazards, which is why auto repair shop Workers’ Compensation can help protect their business. Chemical burns, injuries from being struck by equipment, slip and fall accidents from slick floors and strains from heavy lifting are just a few of the work-related risks facing employees. Any one of these problems could lead to expensive medical bills and lost wages for workers and costly lawsuits for employers. Help protect your clients and their employees with Workers’ Compensation auto repair shop insurance coverage.
With access to financially sound carrier programs and aggressive rates, our WC Brokers can offer competitive commissions and budget-friendly payment plans to a wide variety of automotive professionals.
Highlights
- Multi-location/multi-state risks are eligible
- Direct access to carrier programs, rating, and pricing
- Competitive commissions
- Monthly self-reporting, plus additional payment plans
- Incidental Towing Operations may be eligible (varies by state)
- New ventures may be eligible
- Work with a dedicated broker who specializes in Workers’ Compensation
States
- Available nationwide, excluding AK, HI, and monopolistic states (ND, OH, WA & WY)
Find a Specialist
Sort Specialists
Regions
Office Location
Or Contact your local RT Specialty broker or underwriter at rtspecialty.com
JD Babuder
Workers' Compensation Brokerage Underwriter
Regions: Southeast
States: AL, GA, MS, NC, SC
Karen Berhalter
Workers' Compensation Brokerage Underwriter
Office:804-330-4652 x4293
Email: Email
Regions: Northeast, Southeast
States: AL, DC, DE, KY, LA, MS, NC, NJ, PA, SC, VA, WV
Joe Feitz
Vice President - Workers' Compensation New Product Development
Regions: Mid-West, West
States: AK, AZ, CA, CO, HI, ID, KS, MO, MT, NV, OR, UT, WA, WY
Sandy Higgins
Workers' Compensation Brokerage Underwriter
Regions: Mid-West, Northeast
States: AR, CA, CT, FL, IA, IL, IN, MA, MD, ME, MI, MN, ND, NE, NH, OH, RI, SD, VT, WI
Danielle Julien
Workers' Compensation Brokerage Underwriter
Regions: West
States: AK, AZ, CA, CO, HI, ID, MT, NV, OR, UT, WA, WY
Susan Loving
Workers' Compensation Brokerage Underwriter
Regions: Mid-West, Northeast
States: AR, CA, CT, FL, IA, IL, IN, MA, MD, ME, MI, MN, ND, NE, NH, OH, RI, SD, VT, WI
Jim Mitchell
Vice President - Accident & Health and Workers' Compensation
States: All States
Stephanie Moose
Workers' Compensation Brokerage Underwriter
Regions: West
States: AK, AZ, CA, CO, HI, ID, MT, NV, OR, UT, WA, WY
Ashlee Paieda
Workers' Compensation Brokerage Underwriter
Regions: Northeast
States: NJ, PA
Justin Scott
Workers' Compensation Brokerage Underwriter
Regions: South Central, West
States: AK, AZ, CA, CO, HI, ID, MT, NM, NV, OK, OR, TX, UT, WA, WY
Eligible Class Codes
- 8046 Auto Parts & Accessories
- 8380 Automobile Sales & Service Agency/Automobile Repair/Motorcycle Repair
- 8389 Auto Service or Repair Center (CA)
- 8391 Auto Rental (CA)
- 8393 Automobile Body Repair
- 8400 Motorcycle Dealer/Repair Shop (CA)
- 8748 Used Car Dealerships (NCCI & CA)
- 815 Automotive Repair (PA)
- 818 Motorcycle Dealer/Repair Shop (PA)
Ineligible Risks
- Bus dealers or repairs
- Handicapped modification, dealers or repair
- Mobile home dealers or repair
- Tank dealers or repair
- Operations performed on a racetrack or speedway
- Primary operations in which insured disassembles or recycles used products
Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact an All Risks Specialist.
- Workers’ Compensation
– Starting premium: $1,000 – $5,000 (varies by carrier) - Physical Damage
- Garage Liability up to $5M limit
- Garagekeepers
- Dealer E&O
- Package with Property & GL Exposures
- ACORD 130 Workers’ Compensation Application
- All Risks Supplemental Application
- NCCI Experience Modification Worksheet
- Loss Runs for Current Year and 3 Years Prior
- 3 Years Premium and Payroll History