Auto Service, Parts, Used Car Dealers, Motorcycles, and more…

Auto mechanics are subjected to numerous on-the-job hazards, which is why auto repair shop workers’ compensation can help protect their business. Chemical burns, injuries from being struck by equipment, slip and fall accidents from slick floors and strains from heavy lifting are just a few of the work-related risks facing employees. Any one of these problems could lead to expensive medical bills and lost wages for workers and costly lawsuits for employers. Protect your clients and their employees with Workers’ Compensation auto repair shop insurance coverage through All Risks, Ltd. We offer competitive commissions and payment plan options through A.M. Best “A-“ or better-rated carriers.

Highlights

  • Multi-location/multi-state risks are eligible
  • A.M. Best “A-” or better-rated markets
  • Direct access to carrier programs, rating, and pricing
  • Competitive commissions
  • Monthly self reporting, plus additional payment plans
  • Incidental Towing Operations may be eligible (varies by state)
  • New ventures may be eligible
  • Work with a dedicated broker or underwriter who specializes in Workers’ Compensation

 
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Eligible Class Codes

  • 8046 Auto Parts & Accessories
  • 8380 Automobile Sales & Service Agency/Automobile Repair/Motorcycle Repair
  • 8389 Auto Service or Repair Center (CA)
  • 8391 Auto Rental (CA)
  • 8393 Automobile Body Repair
  • 8400 Motorcycle Dealer/Repair Shop (CA)
  • 8748 Used Car Dealerships (NCCI & CA)
  • 815 Automotive Repair (PA)
  • 818 Motorcycle Dealer/Repair Shop (PA)

Ineligible Risks

  • Bus dealers or repairs
  • Handicapped modification, dealers or repair
  • Mobile home dealers or repair
  • Tank dealers or repair
  • Operations performed on a racetrack or speedway
  • Primary operations in which insured disassembles or recycles used products

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact an All Risks Specialist.

  • Workers’ Compensation
    – Available in all states except: AK, HI and Monopolistic states (ND, OH, WA & WY)
    – Starting premium: $1,000 – $5,000 (varies by carrier)
  • Physical Damage
  • Garage Liability up to $5M limit
  • Garagekeepers
  • Dealer E&O
  • Package with Property & GL Exposures

Resources

Need Help Right Now?

Complete the short form and an All Risks associate will contact you, or call 800-366-5810.

Workers’ Comp Top Class Guide

Use this handy resource to determine eligible class codes for our top industries.

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Press Release-Workers’ Comp for Towing Operations

All Risks offers WC insurance for auto towing operations with multi-location risks.

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Top 5 Reasons to Partner with All Risks

Discover why All Risks is the preferred wholesale partner.

Promise to Our Partners

Our business is conducted as a three-way partnership; serving as the intermediary between our clients—retail insurance brokers who allow us to find the proper markets for their insureds and our carriers—the strategic partners that insure the risks that we place. We carefully select our retail broker partners and focus our resources where our abilities and interests best match.

We commit to our carriers that we will always provide all of the pertinent information that we have regarding any risk being submitted to them. We will never be guilty of failing to furnish information that is germane to underwriting a risk, simply because the underwriter did not ask us the right question.

 

Industry Associations