Auto Service, Parts, Used Car Dealers, Motorcycles, and more…

Auto mechanics are subjected to numerous on-the-job hazards, including chemical burns, injuries from being struck by equipment, slip and fall accidents from slick floors and strains from heavy lifting. Any one of these exposures could lead to expensive medical bills and lost wages for workers, and costly lawsuits for employers.

Help protect your automotive clients and their employees from work-related risks with valuable Workers’ Compensation coverage. Connect with our team of WC insurance specialists today!


  • Multi-location / multi-state risks are eligible
  • Direct access to carrier programs, rating, and pricing
  • Competitive commissions
  • Monthly self-reporting, plus additional payment plans
  • Incidental Towing Operations may be eligible (varies by state)
  • New ventures may be eligible
  • Available nationwide, excluding monopolistic states (ND, OH, WA and WY)



RT Specialty is a division of RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty Group, LLC (RSG). RT Specialty provides wholesale insurance brokerage and other services to agents and brokers. As a wholesale broker, RT Specialty does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License # 0G97516). ©2021 Ryan Specialty Group, LLC.

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Eligible Class Codes

  • 8046 Auto Parts & Accessories
  • 8380 Automobile Sales & Service Agency / Automobile Repair / Motorcycle Repair
  • 8389 Auto Service or Repair Center (CA)
  • 8391 Auto Rental (CA)
  • 8393 Automobile Body Repair
  • 8400 Motorcycle Dealer / Repair Shop (CA)
  • 8748 Used Car Dealerships (NCCI & CA)
  • 815 Automotive Repair (PA)
  • 818 Motorcycle Dealer/Repair Shop (PA)

Ineligible Risks

  • Bus dealers or repairs
  • Handicapped modification, dealers or repair
  • Mobile home dealers or repair
  • Operations performed on a racetrack or speedway
  • Primary operations in which insured disassembles or recycles used products
  • Tank dealers or repair

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact your local RT Specialty broker or underwriter at

  • Workers’ Compensation

Need Help Right Now?

Complete the short form and a Ryan Specialty Group associate will contact you, or call 800-366-5810.

Workers’ Comp Top Class Guide

Use this handy resource to determine eligible class codes for our top industries.

Workers’ Comp Specialty Classes Guide

This useful guide to our Workers’ Comp Specialty Classes will help you find comprehensive WC solutions for specialty niches.

Press Release-Workers’ Comp for Towing Operations

All Risks offers WC insurance for auto towing operations with multi-location risks.

Ryan Specialty Group and All Risks Finalize Merger

Ryan Specialty Group, LLC (RSG) and All Risks are pleased to announce the completion of the transaction to merge the two firms into Ryan Specialty Group. RSG is an insurance specialist providing services in wholesale brokerage and delegated underwriting authority in the form of binding authorities, programs and managing general underwriting companies. The combination of All Risks and RSG, with roughly 3,300 employees and 70+ offices across the United States, the United Kingdom and Europe, is projected to handle nearly $15 Billion in premium during 2020. Read more.