All Risks, Ltd. has dedicated Workers’ Compensation brokers and underwriters who have identified hard-to-place Group Home insurance classes to develop exclusive programs, rating, and pricing. By partnering with us, you have direct access to A. M. Best “A-” or better rated markets with competitive commissions and payment plan options. Connect with our team of group home insurance specialists today to learn more about how we can help your clients with valuable Workers’ Comp coverage.


  • Direct access to carrier programs, rating, and pricing
  • Competitive commissions
  • Monthly self-reporting plus additional payment plans (options vary by state)
  • Work with a dedicated broker or underwriter who specializes in Workers’ Compensation



  • Available NATIONWIDE, excluding: FL, ME, MA, NJ, NY, RI and Monopolistic States (ND, OH, WA & WY)
Submit a Risk
  • Workers’ Compensation
  • Available NATIONWIDE, excluding: FL, ME, MA, NJ, NY, RI and Monopolistic States (ND, OH, WA & WY)
  • $7,500 Starting Premium
  • Eligible Class Codes include:
    – 8842 – NCCI States – Group Homes
    – 8823 – CA
    – 9085 – CA
    – 940 – DE, PA
    – 8837 – MI
    – 8868 – TX
  • Ineligible Risks
    – Unlicensed and/or not in good standing
    – Pre-parole or probation halfway houses
    – More than one claim from assault or acts of violence
    – Volunteers involved in any of the following activities:
    – Construction
    – Renovation
    – Clean-up or Building Maintenance

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact an All Risks Workers’ Compensation Group Home Insurance specialist.


Solutions for All Risks

We help you find the right markets with our specialty programs, brokerage, and binding capabilities.

Workers’ Comp Top Class Guide

Use this handy resource to determine eligible class codes for our top industries.

Top 5 Reasons to Partner with All Risks

Discover why All Risks is the preferred wholesale partner.

Problem Solvers

Matt Nichols, President, explains how we add value to retail agent partners.

Promise to Our Partners

Our business is conducted as a three-way partnership; serving as the intermediary between our clients—retail insurance brokers who allow us to find the proper markets for their insureds and our carriers—the strategic partners that insure the risks that we place. We carefully select our retail broker partners and focus our resources where our abilities and interests best match.

We commit to our carriers that we will always provide all of the pertinent information that we have regarding any risk being submitted to them. We will never be guilty of failing to furnish information that is germane to underwriting a risk, simply because the underwriter did not ask us the right question.


Industry Associations