Residential Care Facilities, Addiction Behavioral Treatment Centers, Mental Health Facilities, and more…

Group home employees serve and supervise residents ranging from the elderly, to children, to the mentally disabled. The group home worker may be responsible for duties ranging from clerical services and counseling, to riskier situations, such as mediating disputes.

Our Workers’ Compensation unit has identified hard-to-place Group Home insurance classes to develop exclusive programs, rating, and pricing. Connect with our team of WC insurance specialists today to learn more about how we can help your Group Home clients with valuable Workers’ Compensation coverage.


  • Direct access to carrier programs, rating, and pricing
  • Competitive commissions
  • Monthly self-reporting plus additional payment plans (options vary by state)
  • Available nationwide, excluding monopolistic states (ND, OH, WA and WY)



RT Specialty is a division of RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty Group, LLC (RSG). RT Specialty provides wholesale insurance brokerage and other services to agents and brokers. As a wholesale broker, RT Specialty does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License # 0G97516). ©2021 Ryan Specialty Group, LLC.

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Eligible Class Codes

  • 8842 – Group Homes (NCCI) – All Employees & Salespersons, Drivers (National)
  • 8823 – Group Homes (CA) – Residential Care Facilities for Children
  • 9085 – Group Homes (CA) – Residential Care–Development Disabled
  • 940 – Group Homes (DE, PA) Group Homes – All Employees & Salespersons, Drivers
  • 8837 – Group Homes (MI) – All Other Employees
  • 8868 – Group Homes (TX) – All Other Employees

Ineligible Risks

  • Unlicensed and / or not in good standing
  • Pre-parole or probation halfway houses
  • More than one claim from assault or acts of violence
  • New ventures

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact your local RT Specialty broker or underwriter at

  • Workers’ Compensation
  • ACORD 130 Workers’ Compensation Application
  • Group Home WC Supplemental Application
  • NCCI Experience Modification Worksheet
  • Loss Runs for Current Year and 3 Years Prior
  • 3 Years Premium and Payroll History
  • Formal COVID-19 Safety plan

Solutions for All Risks

We help you find the right markets with our specialty programs, brokerage, and binding capabilities.

Workers’ Comp Top Class Guide

Use this handy resource to determine eligible class codes for our top industries.

Problem Solvers (video)

Matt Nichols, President, explains how we add value to retail agent partners.

Workers’ Comp Specialty Classes Guide

This useful guide to our Workers’ Comp Specialty Classes will help you find comprehensive WC solutions for specialty niches.

Ryan Specialty Group and All Risks Finalize Merger

Ryan Specialty Group, LLC (RSG) and All Risks are pleased to announce the completion of the transaction to merge the two firms into Ryan Specialty Group. RSG is an insurance specialist providing services in wholesale brokerage and delegated underwriting authority in the form of binding authorities, programs and managing general underwriting companies. The combination of All Risks and RSG, with roughly 3,300 employees and 70+ offices across the United States, the United Kingdom and Europe, is projected to handle nearly $15 Billion in premium during 2020. Read more.