Home Healthcare, Hospice Care and more…

Home healthcare employees, including home health caregivers and home healthcare nurses, work in households with varying environments. They may often be subjected to health and safety hazards encompassing biological risks, ergonomic risk exposures and a variety of safety risks, including slips and falls, unsanitary conditions, and many others.

Connect with our team of WC insurance specialists today to learn more about how we can help your clients with valuable Workers’ Compensation coverage for Home Healthcare employees.


  • Exclusive program
  • Direct access to carrier programs, rating, and pricing
  • Competitive commissions
  • Monthly self-reporting plus additional payment plans (options vary by state)
  • Available nationwide, excluding AK, ND, OH, WA and WY


RT Specialty is a division of RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty Group, LLC (RSG). RT Specialty provides wholesale insurance brokerage and other services to agents and brokers. As a wholesale broker, RT Specialty does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License # 0G97516). ©2021 Ryan Specialty Group, LLC.

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Eligible Class Codes

  • 8835 Home Health Services (NCCI) – Home, Public, and Traveling Healthcare – All Employees (National)
  • 0942 Home Health (PA / DE) – Home, Public and Traveling Healthcare – All Employees
  • 0943 Home Health Non-Professional (PA / DE) – Home, Public and Traveling Healthcare – All Employees
  • 8827 Home Health (CA) – Home Care Services
  • 8828 Home Health (TX) – Home Healthcare – All Other Employees
  • New ventures allowed (select states)

Ineligible Risks

  • Temporary staffing, leased, 24-hour live-in, and 1099 employees
  • Public / government agency

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact
your local RT Specialty broker or underwriter at rtspecialty.com

  • Workers’ Compensation
  • ACORD 130 Workers Compensation Application
  • Home Healthcare WC Supplemental Application
  • NCCI Experience Modification Worksheet (if applicable)
  • Hard Copy Loss Runs of Current Year and 3 Years Prior (if available)
  • Owner Resume (Less than 2 years in business)

Solutions for All Risks

We help you find the right markets with our specialty programs, brokerage, and binding capabilities.

Workers’ Comp Top Class Guide

Use this handy resource to determine eligible class codes for our top industries.

Workers’ Comp Specialty Classes Guide

This useful guide to our Workers’ Comp Specialty Classes will help you find comprehensive WC solutions for specialty niches.

Ryan Specialty Group and All Risks Finalize Merger

Ryan Specialty Group, LLC (RSG) and All Risks are pleased to announce the completion of the transaction to merge the two firms into Ryan Specialty Group. RSG is an insurance specialist providing services in wholesale brokerage and delegated underwriting authority in the form of binding authorities, programs and managing general underwriting companies. The combination of All Risks and RSG, with roughly 3,300 employees and 70+ offices across the United States, the United Kingdom and Europe, is projected to handle nearly $15 Billion in premium during 2020. Read more.