Home Healthcare, Hospice Care and more…

Our Workers’ Compensation team has developed an exclusive WC specialty program to offer access to coverage for Home Healthcare employees. With access to financially sound carrier programs and aggressive rates, our WC brokers can offer competitive commissions and budget-friendly payment plans to a variety of Home Healthcare professionals. Contact us today to learn more about our Workers’ Compensation Home Healthcare insurance!


  • Exclusive program
  • Direct access to carrier programs, rating, and pricing
  • Competitive commissions
  • Monthly self-reporting plus additional payment plans (options vary by state)
  • Work with a dedicated broker or underwriter who specializes in Workers’ Compensation


  • Available nationwide, excluding monopolistic states (ND, OH, WA & WY)
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  • Eligible Class Codes include:
    – 8835 Home Health Services (NCCI) – Home, Public, and Traveling
    Healthcare – All Employees (National)
    – 0942 Home Health (PA/DE) – Home, Public and Traveling Healthcare
    – All Employees
    – 0943 Home Health Non-Professional (PA/DE) – Home, Public and
    Traveling Healthcare – All Employees
    – 8827 Home Health (CA) – Home Care Services
    – 8828 Home Health (TX) – Home Healthcare – All Other Employees
    – New ventures allowed (select states)
  • Ineligible Risks
    – Temporary staffing, leased, 24-hour live-in, and 1099 employees
    – Public/government agency

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact an All Risks Workers Compensation Home Health Care Insurance Specialist.

  • Workers’ Compensation
    – $1,000 Unmodified Premium
  • Additional coverages available vary by state and market:
    • Property
    • General Liability
    • Professional Liability
    • Excess Liability

Solutions for All Risks

We help you find the right markets with our specialty programs, brokerage, and binding capabilities.

Workers’ Comp Specialty Classes Guide

This useful guide to our Workers’ Comp Specialty Classes will help you find comprehensive W/C solutions for specialty niches.

Ryan Specialty Group and All Risks Finalize Merger

Ryan Specialty Group, LLC (RSG) and All Risks are pleased to announce the completion of the transaction to merge the two firms into Ryan Specialty Group. RSG is an insurance specialist providing services in wholesale brokerage and delegated underwriting authority in the form of binding authorities, programs and managing general underwriting companies. The combination of All Risks and RSG, with roughly 3,300 employees and 70+ offices across the United States, the United Kingdom and Europe, is projected to handle nearly $15 Billion in premium during 2020. Read more.

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