The Workers’ Compensation team at All Risks, Ltd. has identified specialty classes, such as Home Healthcare Insurance, to access exclusive programs, rating and pricing from A.M. Best “A-“ or better-rated carriers.  We are able to offer competitive commissions and payment plans to retail insurance agents, including monthly self-reporting. Contact us today to learn more about our Workers’ Compensation Home Healthcare insurance!


  • Direct access to carrier programs, rating, and pricing
  • Competitive commissions
  • Monthly self-reporting plus additional payment plans (options vary by state)
  • Work with a dedicated broker or underwriter who specializes in Workers’ Compensation


Submit a Risk
  • Workers’ Compensation
    – Available in all states except: AL, AK, NY, WI and Monopolistic States (ND, OH, WA & WY)
    – $5,000 Unmodified Premium
  • Additional coverages available vary by state and market:
    • Property
    • General Liability
    • Professional Liability
    • Excess Liability
  • Eligible Class Codes include:
    – 8835 Home Health Services (NCCI)
    – 0942 Home Health (PA/DE)
    – 0943 Home Health Non-Professional (PA/DE)
    – 8827 Home Health (CA)
    – 8828 Home Health (TX)
    – New ventures allowed (select states)
  • Ineligible Risks
    – Risks with E-Mod over 1.29
    – Temporary staffing, leased, 24-hour live-in, and 1099 employees
    – Public/government agency

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact an All Risks Workers Compensation Home Health Care Insurance Specialist.

  • ACORD 130 Workers Compensation Application
  • All Risks, Ltd. Supplemental Application
  • NCCI Experience Modification Worksheet (if applicable)
  • Hard Copy Loss Runs of Current Year and 3 Years Prior (if available)
  • Owner Résumé (less than 2 years in business)

Solutions for All Risks

We help you find the right markets with our specialty programs, brokerage, and binding capabilities.

Workers’ Comp Top Class Guide

Use this handy resource to determine eligible class codes for our top industries.

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All Risks Overview

All the information you need to make All Risks your wholesaler of choice.

Promise to Our Partners

Our business is conducted as a three-way partnership; serving as the intermediary between our clients—retail insurance brokers who allow us to find the proper markets for their insureds and our carriers—the strategic partners that insure the risks that we place. We carefully select our retail broker partners and focus our resources where our abilities and interests best match.

We commit to our carriers that we will always provide all of the pertinent information that we have regarding any risk being submitted to them. We will never be guilty of failing to furnish information that is germane to underwriting a risk, simply because the underwriter did not ask us the right question.


Industry Associations