Nursing Homes, Assisted Living, Hospitals, Retirement Living Centers, and more…

According to the Centers for Disease Control, healthcare is the fastest-growing sector of the U.S. economy, employing over 18,000,000 people. Workers in nursing homes, assisted living and similar facilities face daily risks from the spread of disease, infection or physical injury. Exposures to contaminated blood, inadvertent needle pricks, muscle strains or injuries from lifting are just a few of the risks threatening the well-being of these healthcare professionals. In order to care for their patients, healthcare workers need peace-of-mind that they will be taken care of in their time of need.

Our tenacious WC team can offer access to Workers’ Compensation insurance for nursing homes, assisted living facilities, hospitals, retirement living centers, congregate and convalescent homes, as well as residential and long-term care facilities with guaranteed cost and loss sensitive plans. Contact us today to learn more!


  • Guaranteed cost, loss sensitive plans, small and large deductibles available
  • Accounts with 1 year prior accepted
  • Direct access to carrier programs, rating, and pricing
  • Competitive commissions
  • Monthly self-reporting plus additional payment plans (options vary by state)
  • All facilities will need to comply with COVID-19 guidelines
  • Available nationwide, excluding monopolistic states (ND, OH, WA and WY)


RT Specialty is a division of RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty Group, LLC (RSG). RT Specialty provides wholesale insurance brokerage and other services to agents and brokers. As a wholesale broker, RT Specialty does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License # 0G97516). ©2021 Ryan Specialty Group, LLC.

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Eligible Classes

  • 8824 | Retirement Living Centers – (Nursing Homes) Health Care Employees
  • 8825 | Retirement Living Centers – (Nursing Homes) Food Service Employees
  • 8826 | Retirement Living Centers – (Nursing Homes) All Other Employees
  • 8829 | Convalescent Homes – All Employees / Nursing Homes – All Employees
  • 9070 | Residential Care Facilities – (Assisted Living)
  • 9085 | Residential Care Facilities – (Assisted Living) Dev. Disabled
  • 8851 | Congregate Living Facilities
  • 8832 | Physicians
  • 8834 | Physicians (CA)
  • 8833 | Hospitals– Professional Employees
  • 9043 | Hospitals – All Employees
  • 9040 | Hospitals – All Other Employees/Hospitals – Professional Employees
  • 8742 | Salespersons or Collectors – Outside
  • 8810 | Clerical

Ineligible Classes

  • Abortion facilities (outpatient)
  • Ambulance companies
  • Emergency centers
  • Hospitals specializing in the treatment of HIV / AIDS
  • Home healthcare and traveling services (Please see Home Healthcare WC Specialty)
  • Mental hospitals
  • Public hospitals in urban centers
  • Rehabilitation facilities (substance abuse treatment facilities)

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact
your local RT Specialty broker or underwriter at

  • Workers’ Compensation

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Complete the short form and a Ryan Specialty Group associate will contact you, or call 800-366-5810.

Workers’ Comp Top Class Guide

Use this handy resource to determine eligible class codes for our top industries.

Workers’ Comp Specialty Classes Guide

This useful guide to our Workers’ Comp Specialty Classes will help you find comprehensive WC solutions for specialty niches.

Ryan Specialty Group and All Risks Finalize Merger

Ryan Specialty Group, LLC (RSG) and All Risks are pleased to announce the completion of the transaction to merge the two firms into Ryan Specialty Group. RSG is an insurance specialist providing services in wholesale brokerage and delegated underwriting authority in the form of binding authorities, programs and managing general underwriting companies. The combination of All Risks and RSG, with roughly 3,300 employees and 70+ offices across the United States, the United Kingdom and Europe, is projected to handle nearly $15 Billion in premium during 2020. Read more.

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