Restaurants Specializing in Delivery, Fast Food, Fine Dining and more…

When a restaurant employee leaves a brick-and-mortar restaurant to deliver food to a private residence, they are exposed to an additional number of hazards such as vehicle accidents, slip and fall injuries, animal bites, overexertion and others. In order to ensure the safety of your restaurant clients and their employees, we’ve developed a competitive Workers’ Compensation specialty program for the most hazardous exposure of the restaurant industry – the delivery service.

Connect with our team of dedicated WC Specialists today to learn more about how we can help protect your restaurant industry clients with valuable Workers’ Compensation coverage.


  • Semi-Exclusive program
  • Multi-location / multi-state risks are eligible
  • No % delivery maximum
  • Direct access to Workers’ Compensation carrier programs, rating and pricing
  • Competitive commissions
  • Monthly self-reporting plus additional payment plans
  • Available nationwide, excluding AK, ND, OH, WA and WY

RT Specialty is a division of RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty Group, LLC (RSG). RT Specialty provides wholesale insurance brokerage and other services to agents and brokers. As a wholesale broker, RT Specialty does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License # 0G97516). ©2021 Ryan Specialty Group, LLC.

Submit a Risk

Eligible Class Codes

  • 7380 Drivers
  • 9079 Restaurant NOC (CA, NJ, NY, TX)
  • 9082 Restaurant NOC
  • 9083 Restaurant Fast Food
  • New ventures allowed

Ineligible Risks

  • Guaranteed Delivery Time Frames (i.e. “30 minutes or less”)
  • 24-Hour Operations or delivery after midnight

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact
your local RT Specialty broker or underwriter at

  • Workers’ Compensation

Need Help Right Now?

Complete the short form and a Ryan Specialty Group associate will contact you, or call 800-366-5810.

Workers’ Comp Top Class Guide

Use this handy resource to determine eligible class codes for our top industries.

Workers’ Comp Specialty Classes Guide

This useful guide to our Workers’ Comp Specialty Classes will help you find comprehensive WC solutions for specialty niches.

Year in Review

Good stuff is worth sharing! Check out All Risks' 2019 highlights.

Ryan Specialty Group and All Risks Finalize Merger

Ryan Specialty Group, LLC (RSG) and All Risks are pleased to announce the completion of the transaction to merge the two firms into Ryan Specialty Group. RSG is an insurance specialist providing services in wholesale brokerage and delegated underwriting authority in the form of binding authorities, programs and managing general underwriting companies. The combination of All Risks and RSG, with roughly 3,300 employees and 70+ offices across the United States, the United Kingdom and Europe, is projected to handle nearly $15 Billion in premium during 2020. Read more.