All Risks, Ltd. has dedicated Workers’ Compensation brokers and underwriters who have identified carriers for hard-to-place Restaurants with Delivery exposures and developed exclusive programs, rating and pricing. By partnering with us, you have direct access to A. M. Best “A” rated markets with competitive commissions and payment plan options. Connect with our team of specialists today to learn more about how we can help your Restaurants with Delivery clients with valuable Workers’ Comp coverage.


  • Multi-location/multi-state risks are eligible
  • A.M. Best “A” rated markets
  • Direct access to carrier programs, rating and pricing
  • No % delivery maximum
  • Monthly self-reporting plus additional payment plans
  • Work with a dedicated broker or underwriter who specializes in Workers’ Compensation


  • Available in all states except: AK, ND, OH, OK, SC, WA & WY
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  • Eligible class codes include:
    – 7380 Drivers
    – 9079 Restaurant NOC (CA, NJ, NY, TX)
    – 9082 Restaurant NOC
    – 9083 Restaurant Fast Food
    – New ventures allowed if no delivery
  • Ineligible Risks
    – Guaranteed Delivery Time Frames (i.e. “30 minutes or less”)
    – 24-Hour Operations
  • Workers’ Compensation
    – Available in all states except: AK, HI and monopolistic states (ND, OH, WA & WY)
    – $2,500 starting premium

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Complete the short form and an All Risks associate will contact you, or call 800-366-5810.

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Promise to Our Partners

Our business is conducted as a three-way partnership; serving as the intermediary between our clients—retail insurance brokers who allow us to find the proper markets for their insureds and our carriers—the strategic partners that insure the risks that we place. We carefully select our retail broker partners and focus our resources where our abilities and interests best match.

We commit to our carriers that we will always provide all of the pertinent information that we have regarding any risk being submitted to them. We will never be guilty of failing to furnish information that is germane to underwriting a risk, simply because the underwriter did not ask us the right question.


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