Garage or Refuse Dumps, Junk & Metal Scrap Dealers

The Workers’ Compensation team at All Risks, Ltd. has identified specialty classes, such as Waste Management, to access exclusive programs, rating and pricing from A.M. Best “A-“ or better-rated carriers.  We are able to offer competitive commissions and payment plans to retail insurance agents, including monthly self-reporting. Contact us today to learn more about our Workers’ Compensation Waste Management Insurance coverage!


  • A. M. Best “A” rated carrier
  • Direct access to carrier programs, rating, and pricing
  • Competitive commissions
  • Work with a dedicated broker or underwriter who specializes in Workers’ Compensation

Submit a Risk
  • Workers’ Compensation
    – Available in all states except: MA, NJ, NY and monopolistic states (ND, OH, WA & WY)
    – $20,000 Manual Premium on Class Codes 9403 & 995
    – $5,000 Manual Premium on all other Class Codes
  • Eligible class codes include:
    – 9403 (995 – PA) – Garbage or Refuse Dumps
    – 8263 (860 – PA) – Junk Dealer
    – 8500 (859 – PA) – Metal Scrap Dealer
  • Ineligible Risks
    – Medical Waste Haulers
    – Hazardous Waste Haulers
    – New Ventures

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact an All Risks Workers’ Compensation Waste Management Insurance Specialist.

Solutions for All Risks

We help you find the right markets with our specialty programs, brokerage, and binding capabilities.

Workers’ Comp Top Class Guide

Use this handy resource to determine eligible class codes for our top industries.

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Top 5 Reasons to Partner with All Risks

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Promise to Our Partners

Our business is conducted as a three-way partnership; serving as the intermediary between our clients—retail insurance brokers who allow us to find the proper markets for their insureds and our carriers—the strategic partners that insure the risks that we place. We carefully select our retail broker partners and focus our resources where our abilities and interests best match.

We commit to our carriers that we will always provide all of the pertinent information that we have regarding any risk being submitted to them. We will never be guilty of failing to furnish information that is germane to underwriting a risk, simply because the underwriter did not ask us the right question.


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