Garbage or Refuse Dumps, Junk Dealers and Scrap Metal Dealers

Our Workers’ Compensation team has identified hard-to-place WC specialty classes, such as Waste Management, to access exclusive programs, rating and pricing.  We are able to offer competitive commissions and budget-friendly payment plans, including monthly self-reporting, to retail insurance agents. Contact us today to learn more about our exclusive Workers’ Compensation specialty insurance product to help protect Waste Management clients and their employees.


  • Exclusive program
  • Direct access to carrier programs, rating, and pricing
  • Competitive commissions
  • Work with a dedicated broker who specializes in Workers’ Compensation



  • Available nationwide, excluding monopolistic states (ND, OH, WA & WY)
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  • Eligible class codes include:
    – 9403 (995 – PA) – Garbage or Refuse Dumps
    – 8263 (860 – PA) – Junk Dealer
    – 8500 (859 – PA) – Metal Scrap Dealer
  • Ineligible Risks
    – Medical Waste Haulers
    – Hazardous Waste Haulers
    – New Ventures

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact an All Risks Workers’ Compensation Waste Management Insurance Specialist.

Workers’ Compensation
– 9403 (995 – PA) $20,000 Manual Premium $2,500 (Certain States)
– 8263 (860 – PA) $5,000 Manual Premium $2,500 (Certain States)
– 8500 (859 – PA) $5,000 Manual Premium $2,500 (Certain States)

Solutions for All Risks

We help you find the right markets with our specialty programs, brokerage, and binding capabilities.

Workers’ Comp Specialty Classes Guide

This useful guide to our Workers’ Comp Specialty Classes will help you find comprehensive W/C solutions for specialty niches.

Ryan Specialty Group and All Risks Finalize Merger

Ryan Specialty Group, LLC (RSG) and All Risks are pleased to announce the completion of the transaction to merge the two firms into Ryan Specialty Group. RSG is an insurance specialist providing services in wholesale brokerage and delegated underwriting authority in the form of binding authorities, programs and managing general underwriting companies. The combination of All Risks and RSG, with roughly 3,300 employees and 70+ offices across the United States, the United Kingdom and Europe, is projected to handle nearly $15 Billion in premium during 2020. Read more.

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