Garbage or Refuse Dumps, Junk Dealers and Scrap Metal Dealers

Waste management employees perform necessary, but difficult tasks on a daily basis that can include manual handling and manipulating of waste, strenuous working postures including bending and lifting, mechanical hazards, and more. We’ve developed a robust Workers’ Compensation insurance specialty product to help protect your Waste Management clients.

Connect with our team of WC insurance specialists today to learn more about how we can help your clients with valuable Workers’ Compensation coverage for Waste Management employees.



  • Exclusive program
  • Direct access to carrier programs, rating, and pricing
  • Competitive commissions
  • Monthly self-reporting plus additional payment plans (options vary by state)
  • Available nationwide, excluding AK, ND, OH, WA and WY



RT Specialty is a division of RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty Group, LLC (RSG). RT Specialty provides wholesale insurance brokerage and other services to agents and brokers. As a wholesale broker, RT Specialty does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License # 0G97516). ©2021 Ryan Specialty Group, LLC.

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Eligible Class Codes

  • 9403 (995 – PA) – Garbage or Refuse Dumps
  • 8263 (860 – PA) – Junk Dealer
  • 8500 (859 – PA) – Metal Scrap Dealer
  • New ventures allowed in select states

Ineligible Risks

  • Medical Waste Haulers
  • Hazardous Waste Haulers
  • New Ventures

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact your local RT Specialty broker or underwriter at

  • Workers’ Compensation

Solutions for All Risks

We help you find the right markets with our specialty programs, brokerage, and binding capabilities.

Workers’ Comp Top Class Guide

Use this handy resource to determine eligible class codes for our top industries.

Workers’ Comp Specialty Classes Guide

This useful guide to our Workers’ Comp Specialty Classes will help you find comprehensive WC solutions for specialty niches.

Ryan Specialty Group and All Risks Finalize Merger

Ryan Specialty Group, LLC (RSG) and All Risks are pleased to announce the completion of the transaction to merge the two firms into Ryan Specialty Group. RSG is an insurance specialist providing services in wholesale brokerage and delegated underwriting authority in the form of binding authorities, programs and managing general underwriting companies. The combination of All Risks and RSG, with roughly 3,300 employees and 70+ offices across the United States, the United Kingdom and Europe, is projected to handle nearly $15 Billion in premium during 2020. Read more.