HO-3, HO-5, HO-8 and more…
All Risks, Ltd., can deliver your Homeowners insurance quote in three convenient ways: online, phone and email. Receive competitive indications, accurate quotes and same-day coverage for specialty hard-to-place single family homes with 1-2 families valued $25,000 to $1,000,000. All Risks has access to the most competitive Homeowners insurance rates available from multiple A.M. Best “A” or better rated and non-admitted carriers. Our insurance brokerage markets have admitted carrier access for homes valued over $1,000,000. All Risks can help you find coverage to help protect against potential financial losses. Contact our specialists today for a quick homeowners insurance quote!
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Trish Ament
Underwriting Manager - Personal Lines
Regions: Mid-West, Northeast, West
States: All States Except: AL, AZ, CA, CO, DE, FL, GA, IL, LA, MI, MS, NC, NJ, NY, SC, TN, TX, VA
Lindsay Auger
Brokerage Underwriter - Personal Lines
Regions: Northeast
States: NJ, NY, PA
Lee Branson
Vice President - Personal Lines
Regions: Mid-West, Northeast, South Central, Southeast, West
States: All States Except: AL, AZ, CA, CO, DE, FL, GA, IL, LA, MI, MS, NC, NJ, NY, SC, TN, TX, VA
Hunter Cox
Brokerage Underwriter - Personal Lines
Regions: East
States: DC, DE, MD, VA
Doreen Daniel
Underwriter - Personal Lines
Regions: Northeast, South Central, Southeast, West
States: CA, DE, SC, TX, VA
Stephen Diaz
Brokerage Underwriter - Personal Lines
Regions: South Central
States: TX
Marquel Jackson
Underwriter - Personal Lines
Regions: Southeast
States: FL
Lindsay Moore
Brokerage Underwriter - Personal Lines
Regions: Southeast
States: FL
Chase Pendley
Brokerage Underwriter - Personal Lines
- HO-3 & HO-8 forms available
- HO-5 forms available for homes valued as low as $200,000 in some states
- Primary, secondary, seasonal and rental
- Protection classes 1-10
- Hard-to-place risks, including coastal properties
- Trusts and LLCs
- All construction types
- Coverage A Dwelling Property coverage for homes valued $25K – $1M
- Property
- Contents Replacement
- Liability
- Medical Payments
- Additional Living Expenses
- HO-3, HO-5, HO-8, DP-1, DP-3 forms
Additional Options
- Increased Ordinance or Law
- Extended Replacement Cost (homes built in 1950 or newer)
- Identity Theft
- Personal Injury
- Golf Cart coverage
- Water Back-up
- Animal Liability (no vicious breeds)
Contact an underwriter:
- Personal Article Floater
- Jewelry, furs, cameras, musical instruments (personal use only), silverware, golfer’s equipment, golf carts, fine art, postage stamps, rare and current coins, guns/firearms, bicycles
- Can be written as a standalone policy or as a package policy
- Appraisal requirements: jewelry $5,000+ and all other items $10,000
- Earthquake – availability varies upon state and market
- Excess Flood – not available in online quoting (Call 877-275-9578 for more information)
- All Flood Zones (excludes COBRA and non-participating communities)
- Single family dwellings, 1-4 family dwellings, condo and townhomes
- Flood Zones A and V require elevation certificates for quoting
- Up to $5,000,000 TIV
- No restrictions on coverage limits (Can not be excess replacement cost of home. No minimum requirements)
- Signed application, QuickHome generates a prefilled application for agents
- Diligent effort form
- State affidavit
- Fire Marshal Report (required if previous fire claim)
- Additional carrier-specific forms (depending on risk type)
Binding made easy with a centralized bind request e-mail, or call 877-275-9578.