Insure Valuable Personal Property

All Risks’ Personal Article Floater (PAF) policy insures valuable personal property against theft and accidental loss or damage that may be limited by Homeowners’ policies.  The insurance specialists at All Risks will help to identify the right coverage solutions to secure valuable items (PERSONAL USE ONLY) such as jewelry, cameras, fine art and more.  Contact us today to learn more about our Personal Article Floater insurance coverage options.


  • All Risks can write Personal Articles Floater quotes as a stand alone policy or in some cases, as part of a Homeowners package policy
  • Competitive rates available from multiple A.M. Best “A” or better rated carriers
  • Appraisal may be required for some items
  • Available in most states

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Examples of personal property that can be insured:

  • Jewelry
  • Furs
  • Cameras
  • Musical Instruments
  • Silverware
  • Personal Computers
  • China/Crystal
  • Electronic Equipment
  • Golf Equipment
  • Golf Carts
  • Fine Art items (Books, rugs, antiques)
  • Postage Stamps
  • Rare and Current Coins
  • Guns/Firearms
  • Bicycles
  • Personal Article Floater
  • ACORD 81 Personal Article Floater/Inland Marine Application
  • PAFs are currently not available through the QuickHome Online Platform. Please submit your application to

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Complete the short form and an All Risks associate will contact you, or call 800-366-5810.

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Promise to Our Partners

Our business is conducted as a three-way partnership; serving as the intermediary between our clients—retail insurance brokers who allow us to find the proper markets for their insureds and our carriers—the strategic partners that insure the risks that we place. We carefully select our retail broker partners and focus our resources where our abilities and interests best match.

We commit to our carriers that we will always provide all of the pertinent information that we have regarding any risk being submitted to them. We will never be guilty of failing to furnish information that is germane to underwriting a risk, simply because the underwriter did not ask us the right question.