Personal Liability Insurance (CPL) for Residential Properties

We can deliver comprehensive Personal Liability coverage for residential properties. Accidents happen, which is why protecting your assets with Personal Liability insurance coverage is important. Contact us today to learn more about our Personal Liability insurance options for residential properties.


  • Admitted and Non-Admitted markets
  • Comprehensive Personal Liability up to $1,000,000 limits
    • Bodily Injury
    • Property Damage
  • Excess Liability up to $1,000,000 available

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  • All occupancies considered, 1-4 families
  • Owner occupied, Secondary / Seasonal, Vacant
  • Excess Liability up to $1,000,000 available
  • Comprehensive Personal Liability up to $1,000,000 limits
    • Bodily Injury
    • Property Damage
  • Excess Liability up to $1,000,000 available
  • Personal Liability Standalone Coverage Available
  • Trusts, Estates, LLCs and Individuals considered
  • Youthful Drivers and Mature Operator DUIs accepted
  • Fire Marshal Report required if previous fire claim

Additional Options

  • Optional medical payments
  • In-home child care coverage
  • Incidental farm coverage
  • Incidental office studio for telecommuters
  • Excess available up to $1,000,000 limits

Complete the following for requirements before submitting:

  • Signed Application
  • Diligent Effort Form
  • State Affidavit (if applicable)

Binding made easy with a centralized bind request e-mail, or call 877-275-9578.

Need Help Right Now?

Complete the short form and a Ryan Specialty Group associate will contact you, or call 800-366-5810.

QuickHome Online Quoting Brochure

Learn the Personal Lines products available for quoting online and a sneak peak of the online comparative rater.

Year in Review

Good stuff is worth sharing! Check out All Risks' 2019 highlights.

Ryan Specialty Group and All Risks Finalize Merger

Ryan Specialty Group, LLC (RSG) and All Risks are pleased to announce the completion of the transaction to merge the two firms into Ryan Specialty Group. RSG is an insurance specialist providing services in wholesale brokerage and delegated underwriting authority in the form of binding authorities, programs and managing general underwriting companies. The combination of All Risks and RSG, with roughly 3,300 employees and 70+ offices across the United States, the United Kingdom and Europe, is projected to handle nearly $15 Billion in premium during 2020. Read more.