Umbrella, Excess CPL, UIM and more…

Sometimes your standard homeowners and automobile insurance coverage is not enough protection. All Risks, Ltd., can provide Personal Umbrella insurance coverage above and beyond your policies. We have access to the most competitive personal umbrella insurance rates available from multiple A.M. Best “A-” or better rated admitted and non-admitted carriers. We offer competitive quotes online, by phone or via email. Contact our Personal Umbrella insurance specialists today to learn more about our coverage solutions.


  • Three Ways to Quote: 1) Online, 2) Phone, 3) Email a Specialist
  • A.M. Best “A” rated admitted market

Online/Phone Quoting:

  • Available as a standalone product or at the end of your homeowner quote
  • Umbrella limits of $1M, $2M, $3M, $4M and $5M available (minimum $300K underlying liability required)
  • UIM coverage of $25,000 included with option to increase to $1M or $2M based on driver history (minimum $250K/$500K/$100K underlying auto required)
  • Premiums for a $1 million umbrella start as low as $210

Email Quoting

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Phone Quote



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Quote Online
  • Up to $5,000,000 limits available
  • Available to underlying minimum homeowners limits $300,000
  • Available to underlying minimum automobile limits $250,000 / $500,000 / $100,000
  • Comprehensive Liability
  • Excess CPL
  • Target/High Profile CPL
  • Excess Umbrella
  • High Profile Umbrella
  • UIM coverage of $25,000 included with option to increase to$1M or $2M based on driver history
    • Signed eSignature application via QuickHome
    • Diligent effort form
    • State affidavit (if applicable)
    • Fire Marshal Report required if previous fire claim

Binding made easy with a centralized bind request e-mail, or call 877-275-9578.

    • “A” rated or better admitted and non-admitted markets
    • Additional products include Excess Umbrella policies, high-profile Umbrella policies, Comprehensive Liability policies, Excess CPL and target/high profile CPL products
    • All with limits up to $5M
    • Flexible underwriting
    • Limits available up to $5M (quotes for additional products are by submission only)

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Complete the short form and an All Risks associate will contact you, or call 800-366-5810.

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Problem Solvers

Matt Nichols, President, explains how we add value to retail agent partners.

Promise to Our Partners

Our business is conducted as a three-way partnership; serving as the intermediary between our clients—retail insurance brokers who allow us to find the proper markets for their insureds and our carriers—the strategic partners that insure the risks that we place. We carefully select our retail broker partners and focus our resources where our abilities and interests best match.

We commit to our carriers that we will always provide all of the pertinent information that we have regarding any risk being submitted to them. We will never be guilty of failing to furnish information that is germane to underwriting a risk, simply because the underwriter did not ask us the right question.