Umbrella, Excess CPL, UIM and more…

Sometimes your standard homeowners and automobile insurance coverage is not enough protection. We can provide Personal Umbrella insurance coverage above and beyond your policies. We have access to competitive personal umbrella insurance rates available from multiple admitted and non-admitted carriers. We offer competitive quotes online, by phone or via email. Contact our Personal Umbrella insurance specialists today to learn more about our coverage solutions.


  • Three Ways to Quote: 1) Online, 2) Phone, 3) Email a Specialist

Online/Phone Quoting:

  • Available as a standalone product or at the end of your homeowner quote
  • Umbrella limits of $1M, $2M, $3M, $4M and $5M available (minimum $300K underlying liability required)
  • UIM coverage of $25,000 included with option to increase to $1M or $2M based on driver history (minimum $250K/$500K/$100K underlying auto required)
  • Premiums for a $1 million umbrella start as low as $210

Email Quoting

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Phone Quote



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Quote Online
  • Up to $5,000,000 limits available
  • Available to underlying minimum homeowners limits $300,000
  • Available to underlying minimum automobile limits $250,000 / $500,000 / $100,000
  • Comprehensive Liability
  • Excess CPL
  • Target/High Profile CPL
  • Excess Umbrella
  • High Profile Umbrella
  • UIM coverage of $25,000 included with option to increase to$1M or $2M based on driver history
    • Signed eSignature application via QuickHome
    • Diligent effort form
    • State affidavit (if applicable)
    • Fire Marshal Report required if previous fire claim

Binding made easy with a centralized bind request e-mail, or call 877-275-9578.

    • “A” rated or better admitted and non-admitted markets
    • Additional products include Excess Umbrella policies, high-profile Umbrella policies, Comprehensive Liability policies, Excess CPL and target/high profile CPL products
    • All with limits up to $5M
    • Flexible underwriting
    • Limits available up to $5M (quotes for additional products are by submission only)

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Complete the short form and a Ryan Specialty Group associate will contact you, or call 800-366-5810.

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Year in Review

Good stuff is worth sharing! Check out All Risks' 2019 highlights.

Ryan Specialty Group and All Risks Finalize Merger

Ryan Specialty Group, LLC (RSG) and All Risks are pleased to announce the completion of the transaction to merge the two firms into Ryan Specialty Group. RSG is an insurance specialist providing services in wholesale brokerage and delegated underwriting authority in the form of binding authorities, programs and managing general underwriting companies. The combination of All Risks and RSG, with roughly 3,300 employees and 70+ offices across the United States, the United Kingdom and Europe, is projected to handle nearly $15 Billion in premium during 2020. Read more.