Protect your Architect or Engineer with a Solid Foundation

Architects and engineers combine vision and the principles of math and science to create structures. However, even the most detailed blueprint can get derailed by miscalculations, errors or omissions. Protect your clients with Professional Liability Insurance for Architects and Engineers. Contact us today to learn more about our competitive program.

Program Highlights

  • Policies are written by Aspen American Insurance Company
  • Minimum premium: $1,200
  • Interest-free financing plans available to qualified firms
  • Contractors Pollution Liability, Advertising Personal Injury and Network Security coverage
  • First Dollar Defense option
  • Specific Project Excess limits available
  • ADA, FHA, OSHA legal expense reimbursement
  • Worldwide coverage
  • “Soft” Hammer provision
  • Crisis Event and Peer Review expense reimbursement
  • Automatic renewals available for qualified firms
  • Choice of Counsel option
  • Limits from $100,000 to $5,000,000
  • Reduced deductible if claims are settled in mediation or with the successful use of a Limitation of Liability
  • Focus on firms with billings up to $10 MM, but larger considered on an individual risk basis
  • Expanded underwriting guidelines to include additional classes
  • Defense Costs outside the Limits option

 

States

  • Nationwide (excluding AK, LA & VT)

The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. We encourage policyholders and their agents to read the full policy form and any applicable endorsements for full terms and conditions. RSG National Specialty Programs is a unit of the RSG Underwriting Managers division of RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty Group, LLC (RSG). RSG National Specialty Programs works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public.  Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License # 0G97516).  ©2021 Ryan Specialty Group, LLC

Submit a Risk
  • Architects – including landscape architects and golf course designers
  • Engineers – civil, electrical, mechanical, structural and HVAC
  • Interior designers
  • Non-licensed professionals- kitchen designers, lighting designers, specification writers, cost estimators, etc.
  • Land surveyors
  • Construction Managers
  • Professional Liability
  • Contractors Pollution Liability
  • Advertising Personal Injury
  • “Soft” Hammer Clause
  • Innocent Insured Protection
  • Disciplinary Proceedings Reimbursement
  • Crisis Event Reimbursement
  • Peer Review Reimbursement
  • Network Security Supplemental Payment of $100,000
  • Coverage for Reimbursement of Legal Fees of Others Under Defined Circumstances
  • Defense Outside the Limit Option Available

Resources

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Ryan Specialty Group and All Risks Finalize Merger

Ryan Specialty Group, LLC (RSG) and All Risks are pleased to announce the completion of the transaction to merge the two firms into Ryan Specialty Group. RSG is an insurance specialist providing services in wholesale brokerage and delegated underwriting authority in the form of binding authorities, programs and managing general underwriting companies. The combination of All Risks and RSG, with roughly 3,300 employees and 70+ offices across the United States, the United Kingdom and Europe, is projected to handle nearly $15 Billion in premium during 2020. Read more.

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