Protect your Architect or Engineer with a Solid Foundation

National Specialty Programs

Architects and engineers combine vision and the principles of math and science to create structures. However, even the most detailed blueprint can get derailed by miscalculations, errors or omissions. Protect your clients with All Risks Professional Liability Insurance for Architects and Engineers. Contact us today to learn more about our competitive program.

Program Highlights

  • Policies are written by Aspen American Insurance Company – A.M. Best Rating “A” (Excellent), XV
  • Minimum premium: $1,200
  • States Available (excluding AK, LA & VT)
  • Interest-free financing plans available to qualified firms
  • Contractors Pollution Liability, Advertising Personal Injury and Network Security coverage
  • First Dollar Defense option
  • Specific Project Excess limits available
  • ADA, FHA, OSHA legal expense reimbursement
  • Worldwide coverage
  • “Soft” Hammer provision
  • Crisis Event and Peer Review expense reimbursement
  • Automatic renewals available for qualified firms
  • Choice of Counsel option
  • Limits from $100,000 to $5,000,000
  • Reduced deductible if claims are settled in mediation or with the successful use of a Limitation of Liability
  • Focus on firms with billings up to $10 MM, but larger considered on an individual risk basis
  • Expanded underwriting guidelines to include additional classes
  • Defense Costs outside the Limits option


Submit a Risk
  • Architects – including landscape architects and golf course designers
  • Engineers – civil, electrical, mechanical, structural and HVAC
  • Interior designers
  • Non-licensed professionals- kitchen designers, lighting designers, specification writers ,cost estimators, etc.
  • Land surveyors
  • Construction Managers
  • Professional Liability
  • Contractors Pollution Liability
  • Advertising Personal Injury
  • “Soft” Hammer Clause
  • Innocent Insured Protection
  • Disciplinary Proceedings Reimbursement
  • Crisis Event Reimbursement
  • Peer Review Reimbursement
  • Network Security Supplemental Payment of $100,000
  • Coverage for Reimbursement of Legal Fees of Others Under Defined Circumstances
  • Defense Outside the Limit Option Available

Need Help Right Now?

Complete the short form and an All Risks associate will contact you, or call 800-366-5810.

Specialty Program Guide

Use this handy resource to review our custom program solutions.

Risk Control Portal

Help your clients develop employee best practices with over 1000 risk management and safety education resources and reference tools.

Problem Solvers

Matt Nichols, President, explains how we add value to retail agent partners.

Promise to Our Partners

Our business is conducted as a three-way partnership; serving as the intermediary between our clients—retail insurance brokers who allow us to find the proper markets for their insureds and our carriers—the strategic partners that insure the risks that we place. We carefully select our retail broker partners and focus our resources where our abilities and interests best match.

We commit to our carriers that we will always provide all of the pertinent information that we have regarding any risk being submitted to them. We will never be guilty of failing to furnish information that is germane to underwriting a risk, simply because the underwriter did not ask us the right question.


Industry Associations