Workers’ Compensation, USL&H & MEL – Recreational & Commercial Marine Insurance Program
Maritime Employers have limited markets available to them that provide WC, USL&H, and MEL. We have developed coverage solutions for maritime employers down to $10,000 in estimated annual premium. It’s equally important to millions of recreational boaters. Boating accidents and injuries to workers during loading, unloading, repairing, dismantling or building a vessel can wreck a company’s bottom line. We provide recreational and commercial marine insurance product knowledge and expertise. Chart a course with us to protect your clients’ recreational and commercial marine insurance related risks.
Program Highlights
- In-house binding authority with prompt turnaround
- Policies are non-assessable: no joint and several liability
- Committed USL&H claims expertise
- USL&H underwriting professionals
- Ability to underwrite all marine-related risks
- MEL coverage available
States
- Nationwide
The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. We encourage policyholders and their agents to read the full policy form and any applicable endorsements for full terms and conditions. RSG National Specialty Programs is a unit of the RSG Underwriting Managers division of RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty Group, LLC (RSG). RSG National Specialty Programs works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License # 0G97516). ©2021 Ryan Specialty Group, LLC
Find a Specialist
Sort Specialists
Regions
Office Location
Or Contact your local RT Specialty broker or underwriter at rtspecialty.com
Mary Ann Calkins
Underwriting Manager - Marine/WC/USL&H/MEL
Office:253-267-6056
Email: Email
Regions: All Regions
Richard Lang
Assistant Vice President - Marine/WC/USL&H/MEL
Regions: All Regions
- Marine artisan contractors
- Marine contractors
- Boat builders
- Ship repairers
- Terminal operators
- Piers and docks
- And more!
USL&H/Workers’ Compensation
- $10,000 minimum premium with USL&H for nearly all classes (1% or more exposure)
- Can write the WC on marinas and boat dealers
- Guaranteed Cost
- State Act and USL&H on same policy
- Maritime Employers’ Liability available monoline or with USL&H/WC
- ACORD form
- Supplemental applications: Marine USL&H Application and Marine MEL Application
- 5 years currently valued loss runs
- Experience modification worksheet (USL&H only)