Gas Station Sales, Car Washes, Liquor Sales and more…

National Specialty Programs

Convenience stores allow you to purchase items quickly and easily. Whether it’s an early morning coffee and gas fill-up or a snack for the kids after a soccer game, convenience stores are a popular choice for many individuals. However, the late hours of operation, the variety of goods on the shelves and the revolving door of customers present numerous risks for store owners. All Risks is the smart choice for Convenience Store insurance. Protect your clients from theft, inventory and property damage. Our program also cover convenience store auto repairs, car washes, gas sales, liquor sales and more. Contact us today to learn more about our Convenience Store Insurance Program!

Program Highlights

  • A.M. Best “A” XV rated carrier
  • Available nationwide, excluding HI
  • Many key coverage extensions available at no additional costs
  • Minimum Premium:
    • General Liability – $750
    • Property – $500
    • Liquor Liability (varies by state) – $350-$750
    • Package – $1,250



  • Nationwide, excluding HI
Submit a Risk

Convenience stores which have any of the following:

  • 24-hour operations
  • Gas sales
  • Snack bars
  • Car washes
  • Liquor sales
  • Minor auto repairs (oil, lube, tires, batteries)
  • General Liability
    • Owned Premises
    • Operations—unless excluded
    • Product-Completed Operations
    • Personal and Advertising Injury
    • Medical Payments
    • Property Damage to rented premises
    • Gas rating based on number of pumps
  • Property
    • Buildings
    • Business Personal Property (including tenant Improvements)
    • Business Income
    • Pumps and Canopies
  • Workers’ Comp
  • Liquor Liability
  • Umbrella
    • Underground storage tanks
  • Optional Liability
    • Vehicular Damages to buildings & pumps (leased property)
    • Employee Benefits Liability
    • Hired and Non-Owned Auto Liability
    • Garage Keeper’s Legal Liability
    • Additional Insureds
    • Operation of Customers’ Autos on Premises
    • Many key coverage extensions available at no charge

Need Help Right Now?

Complete the short form and an All Risks associate will contact you, or call 800-366-5810.

Opportunity at All Risks (video)

Find out what All Risks does best.

Specialty Program Guide

Use this handy resource to review our custom program solutions.

Risk Control Portal

Help your clients develop employee best practices with over 1000 risk management and safety education resources and reference tools.

Promise to Our Partners

Our business is conducted as a three-way partnership; serving as the intermediary between our clients—retail insurance brokers who allow us to find the proper markets for their insureds and our carriers—the strategic partners that insure the risks that we place. We carefully select our retail broker partners and focus our resources where our abilities and interests best match.

We commit to our carriers that we will always provide all of the pertinent information that we have regarding any risk being submitted to them. We will never be guilty of failing to furnish information that is germane to underwriting a risk, simply because the underwriter did not ask us the right question.


Industry Associations