E&O for Insurance Agents Program

National Specialty Programs

Advice comes in many shapes and forms. Sometimes you act upon it and sometimes you take it with a grain of salt. Businesses rely on expert recommendations from their insurance agents to protect them from Liability, Property, Workers’ Comp and other financial losses. Errors and Omissions claims expose both the insurance agent and agency business to major risk, which is why All Risks offers “Best Fit” Errors and Omissions Insurance for Insurance Agents and Agencies. We provide policy options on both a standard and surplus lines basis with the ability to customize coverage to specific client needs. Our advice is to contact an All Risks specialist to learn more about our Insurance Agents Errors and Omissions Insurance.

E&O for Insurance Agents Highlights

  • Minimum premium for Property and Casualty agents & Life/Accident and Health agents: $1,500
  • Can consider any mix of L/A&H and P&C products. Small amounts of fixed annuities, variable products and mutual funds can also be covered
  • Available nationwide
  • Multiple options available, including: Defense Outside the Limits, First Dollar Defense, Aggregate Deductibles, Privacy coverage
  • Multiple limit and deductible options
  • Can directly write retail, wholesale and MGA/PA agencies or accept this business through retail brokers



  • Nationwide
Submit a Risk
  • Retail and wholesale Independent agents and brokers
  • TPAs, MGA, MGU, program administrators, hybrid facilities, clusters
  • Property and Casualty Agents
  • Life/Accident and Health Agents
  • Fixed Annuities, Mutual Funds, Variable Products
  • Professional Liability
    • Claim Expenses in Addition to Limit of Liability available
    • First Dollar Defense available
    • Cyber First Party Coverages included
    • Coverage sub-limits included:
      • Privacy & Security Liability Coverage
      • Breach Event & Cyber Investigation Expenses
      • Pre-Claims Assistance
      • Disciplinary Proceedings Coverage
      • Subpoena Assistance
      • Catastrophe Extra Expense
      • Crisis Event Expense
      • Cancelled Conferences
      • Counseling Support
      • Emergency Web Hosting
      • Pet Boarding
      • Real Estate Emergency Consulting
      • Replacement of Key Officers
      • Temporary Meeting Space
      • Travel Disruption due to Terrorism
      • Workplace Violence Consulting

Need Help Right Now?

Complete the short form and an All Risks associate will contact you, or call 800-366-5810.

Protection for the Protectors

A guide to analyzing agent/broker errors & omissions risk exposures and policy provisions.

All Risks Partners with PIA of Florida

Members now have access to admitted markets, over 20 surplus carriers and an All Risks' exclusive E&O product.

Risk Control Portal

Help your clients develop employee best practices with over 1000 risk management and safety education resources and reference tools.

Promise to Our Partners

Our business is conducted as a three-way partnership; serving as the intermediary between our clients—retail insurance brokers who allow us to find the proper markets for their insureds and our carriers—the strategic partners that insure the risks that we place. We carefully select our retail broker partners and focus our resources where our abilities and interests best match.

We commit to our carriers that we will always provide all of the pertinent information that we have regarding any risk being submitted to them. We will never be guilty of failing to furnish information that is germane to underwriting a risk, simply because the underwriter did not ask us the right question.


Industry Associations

PIA Florida