Errors & Omissions for Insurance Agents Program

Advice comes in many shapes and forms. Sometimes you act upon it and sometimes you take it with a grain of salt. Businesses rely on expert recommendations from their insurance agents to protect them from Liability, Property, Workers’ Comp and other financial losses. Errors and Omissions claims expose both the insurance agent and agency business to major risk, which is why we offer “Best Fit” Errors and Omissions Insurance for Insurance Agents and Agencies. We provide policy options on both a standard and surplus lines basis with the ability to customize coverage to specific client needs. Our advice is to contact us to learn more about our Insurance Agents Errors and Omissions Insurance.

E&O for Insurance Agents Highlights

  • Minimum premium for Property and Casualty agents & Life/Accident and Health agents: $1,500
  • Can consider any mix of L/A&H and P&C products. Small amounts of fixed annuities, variable products and mutual funds can also be covered
  • Available nationwide
  • Multiple options available, including: Defense Outside the Limits, First Dollar Defense, Aggregate Deductibles, Privacy coverage
  • Multiple limit and deductible options
  • Can directly write retail, wholesale and MGA/PA agencies or accept this business through retail brokers



  • Nationwide


The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. We encourage policyholders and their agents to read the full policy form and any applicable endorsements for full terms and conditions. RSG National Specialty Programs is a unit of the RSG Underwriting Managers division of RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty Group, LLC (RSG). RSG National Specialty Programs works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public.  Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License # 0G97516).  ©2021 Ryan Specialty Group, LLC

Submit a Risk
  • Retail and wholesale Independent agents and brokers
  • TPAs, MGA, MGU, program administrators, hybrid facilities, clusters
  • Property and Casualty Agents
  • Life/Accident and Health Agents
  • Fixed Annuities, Mutual Funds, Variable Products
  • Professional Liability
    • Claim Expenses in Addition to Limit of Liability available
    • First Dollar Defense available
    • Cyber First Party Coverages included
    • Coverage sub-limits included:
      • Privacy & Security Liability Coverage
      • Breach Event & Cyber Investigation Expenses
      • Pre-Claims Assistance
      • Disciplinary Proceedings Coverage
      • Subpoena Assistance
      • Catastrophe Extra Expense
      • Crisis Event Expense
      • Cancelled Conferences
      • Counseling Support
      • Emergency Web Hosting
      • Pet Boarding
      • Real Estate Emergency Consulting
      • Replacement of Key Officers
      • Temporary Meeting Space
      • Travel Disruption due to Terrorism
      • Workplace Violence Consulting

Need Help Right Now?

Complete the short form and a Ryan Specialty Group associate will contact you, or call 800-366-5810.

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