Offers a broad definition of professional services, soft hammer clause, and multiple deductible options

It can be highly beneficial for insurance agents and brokers to purchase appropriate coverage and limits. After all, these professionals have dedicated their career to helping individuals and businesses understand and select insurance options available in a large and complex market.

Our Agents E&O Program offers access to a broad definition of professional services, a soft hammer clause, and multiple deductible options, starting as low as $2,500. We provide access to policy options on both a standard and surplus lines basis with the ability to customize coverage to specific needs.

Program Highlights

  • Available nationwide
  • Broad definition of professional services
  • Tailored carrier insolvency coverage
  • Soft hammer clause
  • Covers punitive damages where allowed by law
  • Independent contractors included in coverage



  • Nationwide


The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. We encourage agents to read the full policy form and any applicable endorsements for full terms and conditions. RSG National Specialty Programs is a unit of the RSG Underwriting Managers division of RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty Group, LLC (RSG). RSG National Specialty Programs is managed by thirty-year industry veteran Chris McGovern. RSG National Specialty Programs works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers.  In California: RSG Specialty Insurance Services, LLC (License # 0G97516). ©2021 Ryan Specialty Group, LLC

Submit a Risk
  • Property & Casualty
  • Life / Accident & Health Products
  • Fixed Annuities
  • Retail independent agents and brokers
  • Wholesale brokers
  • MGAs / MGUs / TPAs
  • Program Administrators
  • Hybrid facilities
  • Clusters

Professional Liability

  • Broad carrier insolvency coverage
  • Soft hammer clause
  • Disciplinary Action Coverage
  • Subpoena Coverage
  • Loss of earnings
  • Exclusive proprietary enhancement endorsement included, providing reimbursement for:
    • Cancelled Conferences
    • Temporary Meeting Space
    • Emergency Web Hosting
    • Workplace Violence Consulting
  • Cyber First-Party and Third-Party Coverages included
    • Optional Coverages

Need Help Right Now?

Complete the short form and a Ryan Specialty Group associate will contact you, or call 800-366-5810.

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