Liability, Property, Workers’ Comp, Umbrella and more…

Overnight business travelers, couples seeking wedding venues and families on vacation regularly seek hotel accommodations, meals and entertainment. The hospitality industry, including hotels and motels, opens its doors daily to numerous risks. Inappropriate guest behavior can lead to damaged rooms and property. Lawsuits from injured guests, theft, liquor liability and property damage can all affect a hotel’s bottom line. Our specialists are on hand to deliver Franchised Hotel Insurance programs so that everyone can rest easy. Contact us today to learn more about our Franchised Hotel Insurance programs!

Hotel Insurance Highlights

  • Competitive rates
  • Customized forms
  • Access to our Risk Management Portal
  • Available Nationwide, excluding HI & TX
  • Minimum premiums
    • General Liability: $1,000
    • Property: $2,500



  • Nationwide, excluding HI & TX


The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. We encourage policyholders and their agents to read the full policy form and any applicable endorsements for full terms and conditions. RSG National Specialty Programs is a unit of the RSG Underwriting Managers division of RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty Group, LLC (RSG). RSG National Specialty Programs works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public.  Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License # 0G97516).  ©2021 Ryan Specialty Group, LLC

Submit a Risk

Franchised Hotel/Motel operations which may include:

  • Full service & limited service hotels
  • Restaurants
  • Pools
  • Fitness Centers
  • Coastal property
  • Interior & Exterior Door Risks

General Liability

  • Owned Premises
  • Operations
  • Property Damage to Rented Premises

Optional Liability

  • Cyber Liability
  • Wake-Up Call
  • Employee Benefits
  • Hired and Non-Owned Auto Liability
  • Liquor Liability


  • Buildings
  • Business Personal Property
  • Business Income – Actual Loss Sustained
  • Equipment Breakdown

Workers’ Comp


Hotel Coverage Extensions

  • Guest Property
  • Employee Dishonesty
  • Money and Securities – Inside and Outside
  • Outdoor Property and Outdoor Signs
  • Other coverage extensions and higher limits are available


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Need Help Right Now?

Complete the short form and a Ryan Specialty Group associate will contact you, or call 800-366-5810.

Specialty Program Guide

Use this handy resource to review our custom program solutions.

Press Release-All Risks Joins IHG Owners Association

Members have access to our industry expertise and our Franchised Hotel Insurance program.

Ryan Specialty Group and All Risks Finalize Merger

Ryan Specialty Group, LLC (RSG) and All Risks are pleased to announce the completion of the transaction to merge the two firms into Ryan Specialty Group. RSG is an insurance specialist providing services in wholesale brokerage and delegated underwriting authority in the form of binding authorities, programs and managing general underwriting companies. The combination of All Risks and RSG, with roughly 3,300 employees and 70+ offices across the United States, the United Kingdom and Europe, is projected to handle nearly $15 Billion in premium during 2020. Read more.

Industry Associations