Package with Property and GL Exposures

Used car dealers and auto repair shops move a lot of vehicles on a daily basis. Any number of accidents can happen causing injury to workers and physical damage to vehicles. Working with a used car dealer and auto repair shop insurance carrier, we meet the demand head-on. Contact our specialists today to learn more about our coverage options!

Program Highlights

  • Garage Liability
  • Physical Damage
  • Garagekeepers
  • Dealers Errors and Omissions
  • Broad Form Products
  • Package with Property and GL exposures


States Available

Available Nationwide, Excluding HI, LA, MA, NY


The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. We encourage policyholders and their agents to read the full policy form and any applicable endorsements for full terms and conditions. RSG National Specialty Programs is a unit of the RSG Underwriting Managers division of RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty Group, LLC (RSG). RSG National Specialty Programs works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public.  Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License # 0G97516).  ©2021 Ryan Specialty Group, LLC

Submit a Risk
  • Non-franchised used car dealers
  • Wholesale auto dealers and brokers
  • Motorcycle dealers and repair
  • RV dealers and repair
  • Heavy truck dealers and repair
  • Auto repair operations

We do not offer coverage to Towing Operations

  • Garage Liability
  • Physical Damage
  • Dealers Errors & Omissions
  • Package with Property with GL & Exposure
  • Garage Insurance Application
  • Garage Insurance Supplemental Application
  • Employee list with employee name, D.O.B., driver’s license #, title/position, individuals furnished a vehicle for personal use, payroll (auto repair shop risks or if Work Comp requested)
  • Loss runs of current year and 3 years prior including expiring – currently valued within 90 days of expiration

Need Help Right Now?

Complete the short form and a Ryan Specialty Group associate will contact you, or call 800-366-5810.

Specialty Program Guide

Use this handy resource to review our custom program solutions.

Ryan Specialty Group and All Risks Finalize Merger

Ryan Specialty Group, LLC (RSG) and All Risks are pleased to announce the completion of the transaction to merge the two firms into Ryan Specialty Group. RSG is an insurance specialist providing services in wholesale brokerage and delegated underwriting authority in the form of binding authorities, programs and managing general underwriting companies. The combination of All Risks and RSG, with roughly 3,300 employees and 70+ offices across the United States, the United Kingdom and Europe, is projected to handle nearly $15 Billion in premium during 2020. Read more.

Industry Associations