Exclusive market access for used auto dealers and auto repair shops

Our exclusive Garage program specializes in used auto dealers and auto repair shops featuring Garage Liability, Physical Damage, Dealers E&O, and Garagekeepers. We are able to offer access to broad form products and package solutions for risks with Property and Garage Liability exposures.

Program Highlights

  • Exclusive market for non-franchised used car dealers, wholesale auto dealers and brokers and auto repair operations
  • Other markets are available for motorcycle, RV and heavy truck dealers and repair operations
  • Program is available nationwide excluding HI, LA, MA and NY
  • Broad Form Products
  • Package with Property and Garage Liability exposures


States Available

Available Nationwide, Excluding HI, LA, MA, NY


The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. We encourage policyholders and their agents to read the full policy form and any applicable endorsements for full terms and conditions. Effective September 1, 2020, Ryan Specialty Group created RSG National Specialty Programs, which took over operations that were formerly the All Risks National Specialty Programs. Thirty-year industry veteran, Chris McGovern continues to manage 25+ distinct RSG National Specialty Programs. RSG National Specialty Programs is a unit of the RSG Underwriting Managers division of RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty Group, LLC (RSG). RSG National Specialty Programs works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public.  Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License # 0G97516).  ©2021 Ryan Specialty Group, LLC

Submit a Risk
  • Non-franchised used car dealers
  • Wholesale auto dealers and brokers
  • Auto repair operations
  • Motorcycle dealers and repair
  • RV dealers and repair
  • Heavy truck dealers and repair
  • Detailers / mobile detailers
  • Valet services
  • Coverage for towing operations is not available
  • Garage Liability
  • Physical Damage
  • Dealers Errors & Omissions
  • Package with Property with General Liability and Exposure
  • Garage Insurance Application
  • Garage Insurance Supplemental Application
  • Loss runs of current year and 3 years prior including expiring – currently valued within 120 days of expiration
  • Employee list with employee name, D.O.B., driver’s license #, title / position, individuals furnished a vehicle for personal use, payroll (auto repair shop risks or if Workers’ Compensation is requested)
  • New ventures require detail on prior experience

Need Help Right Now?

Complete the short form and a Ryan Specialty Group associate will contact you, or call 800-366-5810.

Specialty Program Guide

Use this handy resource to review our custom program solutions.

Ryan Specialty Group and All Risks Finalize Merger

Ryan Specialty Group, LLC (RSG) and All Risks are pleased to announce the completion of the transaction to merge the two firms into Ryan Specialty Group. RSG is an insurance specialist providing services in wholesale brokerage and delegated underwriting authority in the form of binding authorities, programs and managing general underwriting companies. The combination of All Risks and RSG, with roughly 3,300 employees and 70+ offices across the United States, the United Kingdom and Europe, is projected to handle nearly $15 Billion in premium during 2020. Read more.